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Doctor insights on: Temporary Disability Insurance

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Will health insurance cover cardiac rehabilitation costs?

Will health insurance cover cardiac rehabilitation costs?

Yes: Cardiac rehab is covered by the majority of insurances after a heart attack, angioplasty and stent or coronary bypass surgery or heart valve replacement. The standard program is 36 sessions over 3 months. ...Read more

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Dr. Ankush Bansal
782 doctors shared insights

Insurance (Definition)

Health insurance is a type of coverage that pays for medical expenses. Health insurance can be provided by an employer, the state or federal government, or ...Read more


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Does insurance usually cover mental health services?

Does insurance usually cover mental health services?

Insurance: Insurance programs usually tend to have built in mental health benefits. And if they do not, the person should immediately look into finding better insurance! ...Read more

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Dr. Paul Grin Dr. Grin
3 doctors agreed:
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Will health insurance cover dentures?

Dr. Paul Grin Dr. Grin
3 doctors agreed:
Will health insurance cover dentures?

Dental Health Only: Some dental insurance plans cover dentures at the benefit level they allow for major services. To verify benefits call your insurance company or visit the company's website. ...Read more

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Will insurance companies cap coverage?

Will insurance companies cap coverage?

If they can: Insurance companies are not your (or my) friend. They will do everything to delay or prevent payment. Most have internal "caps" on various treatments and lifetime caps on total payout. If yours denies coverage for this reason, first read your policy, consult your advisor (which could be someone in the hr department of your company) and finally argue with the insurance company. Good luck. ...Read more

Dr. James Lin Dr. Lin
1 doctor agreed:
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Will insurance cover a vasectomy reversal?

Dr. James Lin Dr. Lin
1 doctor agreed:
Will insurance cover a vasectomy reversal?

May be & mat not...: Of course, that depends on the specific policy of a health insurance; so, check yours out. Usually, health insurance would not cover vasectomy reversal; that is why I told my patients to consider vasectomy as a permanent procedures with a high cost to reverse with a price tag up to 10-20 thousands US dollars depending where and who the procedure is done. ...Read more

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Will insurance or government programs cover long-term care?

Will insurance or government programs cover long-term care?

See below: State sponsored medicaid will cover the long term care if you apply with specific qualification. Medicare will not covered unless if you are on medicare part a subacute rehabilitation. Private insurance and long term care insurance are covered. Please ask admission coordinator to assist your financial needs. ...Read more

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Does insurance generally cover mental health programs?

Does insurance generally cover mental health programs?

MH and insurance: I believe all health insurance plans have to cover mental health services. To be sure, call your insurer and ask them directly. Also, ask them if there are out of network benefits- or are you only covered for in network providers. ...Read more

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Will medicaid cover dental work?

Will medicaid cover dental work?

Possibly: Each state has its own medicaid program with their own rules and regulations. In many states, children are covered but adults are not. ...Read more

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Will insurance cover strabismus surgery?

Will insurance cover strabismus surgery?

Yes: This is a medical condition, not cosmetic. Do call your Insurance company to check on deductibles, copays etc. That is what matters, regarding coverage. ...Read more

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Problems with teeth, requires surgery. Will health insurance pay?

Problems with teeth, requires surgery. Will health insurance pay?

No: Most health insurance does not cover dental procedures. If you have separate dental insurance, it is likely covered to a certain degree. Read your policy, check your insurance's website, call your insurance company, or check with the oral surgeon's office for more information. Good luck! ...Read more

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Do health insurers often exclude maternity care from insurance plans?

Not often: This has generally been legislated out of most plans although it was common in the past. Many plans, however, have time limitations so no coverage for many conditions including pregnancy for a period of 4-8 months after signing up to prevent people with no insurance or competing insurance from jumping into a new plan while already having a condition. ...Read more

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Medical insurance : how to cover cost of ER visits but don't have medical insurance?

Medical insurance : how to cover cost of ER visits but don't have medical insurance?

Must have insurance: E.R. Care and hospital care is so expensive in the U.S. That only the wealthy can afford it without insurance. Many people go bankrupt or nearly bankrupt if they have a significant illness with a prolonged (>2 weeks) hospital stay, because the hundreds of thousands of dollars is paid by themselves. When the money runs out, patients can get medicaid-type (medical in california) health "insurance". ...Read more

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Does any state require insurance companies to pay for fertility treatments?

Does any state require insurance companies to pay for fertility treatments?

Yes: It is mandated in 11 states nationally including mass, new jersey, rhode island, illinois to name a few. Most don't require it and is only based on your company's insurance plan. ...Read more

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Is m.S. A temporary or permanent disability on medical assistance forms?

MS: Depends on the type of presentation and the impairments that occur during the disease. Relapsing/remitting type may "come and go" providing temporary impairments. Progressive type would normally provide additive impairments over time. Can also be a type that has a combination of both types. ...Read more

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What insurance companies will cover weight loss surgery?

What insurance companies will cover weight loss surgery?

Most: Every policy is different. Some policies cover and some exclude it. Check with a local benefits person at your job. ...Read more

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Will medicaid cover labioplasty?

Will medicaid cover labioplasty?

Not covered: Labioplasty procedure is a reduction of the length of the labia. Although, the labioplasty procedure can reduce discomfort associated with a long labia (with tight clothes), the procedure is not medically necessary. To my knowledge it is not covered by any type of insurance. ...Read more

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I'm currently on medicare. Will obamacare help pay for prescriptions?

I'm currently on medicare. Will obamacare help pay for prescriptions?

Yes. To some extent: Chances are that if you have medicare part d, you already have limited drug benefit. This should continue. ...Read more

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Will health insurance pay for a mri?

Will health insurance pay for a mri?

IF MRI was indicated: If your insurance program requires preauthorization, that must be done before the exam is performed in order for the MRI to be reimbursed. Otherwise, assuming the insurance company covers the particular MRI study you had and paperwork was submitted properly, the exam should be reimbursed. Fiinally, it is important that the clinical symptoms match the type of MRI being ordered. ...Read more

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Does dental health insurance cover emergency root canals?

Does dental health insurance cover emergency root canals?

Sometimes: Some dental insurance plans cover only basic preventive care. Other plans cover as much as 80% of the usual and customary fee for even the most sophisticated procedures. Have your dentist check your level of coverage, or call the insurance company's patient hot line. But whatever you do, don't delay treatment. ...Read more

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Dr. Carol Van der Harst
634 doctors shared insights

Disabilities (Definition)

Disabilities is a term that describes a mental or physical condition that limits one's abilities to carry out the ...Read more