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Doctor insights on: Pregnancy Insurance

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Dr. Sandra Lora Cremers
4 doctors shared insights

Pregnancy (Definition)

When your due date arrives, you will be more than ready to have your baby! Most women deliver the baby somewhere between 37 and 42 weeks. According to the American College of Obstetricians and Gynecologists, only 5% of babies arrive on the exact due date. Approximately 7% of babies are not delivered by 42 weeks, and when that happens, it is referred to ...Read more


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Can tricare pay for home births?

Can tricare pay for home births?

Please check w a : Tricare supervisor to get accurate ; complete information. Regulations can change. I believe that a home birth may be covered if it is done by a certified nurse midwife (cnmw) ; you have tricare prime remote ( >50 miles from mtf). If your mtf doesn't have labor/ delivery services i believe you can have your primary care provider provide a specific referral for that cnmw. Some women may change to >. ...Read more

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Do health insurers often exclude maternity care from insurance plans?

Do health insurers often exclude maternity care from insurance plans?

Not often: This has generally been legislated out of most plans although it was common in the past. Many plans, however, have time limitations so no coverage for many conditions including pregnancy for a period of 4-8 months after signing up to prevent people with no insurance or competing insurance from jumping into a new plan while already having a condition. ...Read more

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Do insurance companies cover STD testing?

Do insurance companies cover STD testing?

Yes.: They absolutely do. I haven't heard of one not covering std testing. If you have a high deductible, there may be an out of pocket cost for you however. ...Read more

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Do medicaid pay for reverse tubal ligation?

Do medicaid pay for reverse tubal ligation?

Doubtful: It is unlikely that Medicaid would pay to have a tubal reversed. A tubal ligation is considered permanent. However you can call your insurance company ...Read more

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Surgical abortion 7/7/15.blood hcg level 8/6/15= 9. 8/19/15 ovulation positive.8/22/15 pg test positive. No real period since the abortion.Help please?

Surgical abortion 7/7/15.blood hcg level 8/6/15= 9. 8/19/15 ovulation positive.8/22/15 pg test positive. No real period since the abortion.Help please?

Pregnant: The most likely explanation is that you are pregnant again. Did you have sex after the abortion? If your BHCG was 9 back on 8.6.15 then that gives the doctor a point of comparison. Another BHCG can be done now. That number can be compared to the other to see if this is a new pregnancy or lingering BHCG from the pregnancy termination. ...Read more

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Are emergency room visits always covered under health insurance plans?

Are emergency room visits always covered under health insurance plans?

Not always.: There are many different insurance plans out there with different charges and copays for er visits. How much you will have to pay all depends on your own plan. Sometimes the easiest way to find out is to directly call and ask your insurance provider. ...Read more

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Do they perform abortions at free abortion alternative clinics?

Do they perform abortions at free abortion alternative clinics?

I believe "No": These clinics, which are much more numerous than abortion clinics, have historically been run by religious conservatives who will try to persuade you by any means not to have an abortion. They perform no abortions or other medical procedures and are unregulated. Your physician might be a better person to talk with, & there are on-the-level folks who will help you should you choose adoption. ...Read more

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Do early pregnancy tests work?

Do early pregnancy tests work?

Yes they do: Urine pregnancy tests are not quite as sensative as the blood test is but after a certain gestational age accurate as well. ...Read more

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Will planned parenthood perform an amniocentesis? If i don?T have insurance, will planned parenthood offer me an amniocentesis if I am over 35? .

Will planned parenthood perform an amniocentesis? If i don?T have insurance, will planned parenthood offer me an amniocentesis if I am over 35?

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Amnio: In this circumstance you should contact them and ask. There are some new technologies that do cell free dna to check fetal dna for the three major chromosome abnormalities. Here it iscreferred to the "harmony" test. It's another option. ...Read more

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Do you accept united healthcare medicaid insurance?

Do you accept united healthcare medicaid insurance?

Don't know: please contact support at healthtap.com , i am jus the doctor answering questions/giving medicine. ...Read more

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Will planned parenthood perform an amniocentesis? If i don’t have insurance, will planned parenthood offer me an amniocentesis if I am over 35? .

Will planned parenthood perform an amniocentesis? If i don’t have insurance, will planned parenthood offer me an amniocentesis if I am over 35?

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Call them: Different planned parenthoods offer different types of health care. If you're wondering what they offer, call their office and see. If you live in california, you may qualify for medi-cal, which is free health care for women who are pregnant. Again, your health care provider will likely offer you this service if you qualify for their care. Make some calls, don't wait. ...Read more

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Can the health department pregnancy test tell sooner?

Can the health department pregnancy test tell sooner?

Depends: Blood test becomes positive sooner than urine test, not where the test is done. Blood test may be positive even before the missed period, but it is better to test after a missed period. Urine test should be done 4-5 days after a missed period. ...Read more

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Do homemade pregnancy tests work?

Do homemade pregnancy tests work?

No: One can buy a urine pregnancy test at the store. It will give a reliable result, if the test is done correctly, 1 week after missing a period, or 3 weeks after sex (when conception might have occurred). If a woman's normal regular period happens, then she is not pregnant at that time, and doesn't need to do a pregnancy test at that time. ...Read more

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When can a pregnancy test detect pregnancy without parents consent?

When can a pregnancy test detect pregnancy without parents consent?

Anytime: There are no restrictions in purchasing a home pregnancy test. Nome pregnancy tests become positive at about he time you'r start your next expected period. If it's negative, repeat in 1 week and see your doctor.St. ...Read more

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Do some pregnancy test don't work?

Do some pregnancy test don't work?

Rare: The currently available pregnancy tests are accurate over 98% of the time. It is uncommon for one to be wrong. ...Read more

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Tubal ligation.What is required to do in-vitro physically&financially?How do people pay? Finance? Up front? Pay plan through clinic? Same ?S reversal?

Reversal vs IVF: Depending how menu children you desire. Procedures are not covered by insurance. Cost for ivf varies from clinic to clinic. Some clinics have payment plan. Cost is $7000 to 10.000 per cycle . Reversal is less expensive in the long run. Cost varies from $5000 to to $8000 and is one time expense. A hope around. Always ask for success rate of the facilities (take home babies) good luck. ...Read more

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Is exam needed in a miscarriage&everything came out? But need papers for work&HR proving there was but no longer a pregnancy. No insurance/$ for exam

Is exam needed in a miscarriage&everything came out? But need papers for work&HR proving there was but no longer a pregnancy. No insurance/$ for exam

Need exam: You will need an exam to insure all the products of conception are gone. This is to insure no retained placenta or fetal remnants Then you will get the necessary paperwork signed. ...Read more

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How does insurance work for pregnancy ?

How does insurance work for pregnancy ?

Same as anything....: If you have insurance coverage, they should pay for doctor visits, hospital delivery, aftercare, etc. You just need to call your insurance company and ask them what the specific benefits are. ...Read more

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I had to wait 3 days between my old bc brand to get my new bc brand. My insurance quit covering it What can I do to still be protected from pregnancy ?

I had to wait 3 days between my old bc brand to get my new bc brand. My insurance quit covering it What can I do to still be protected from pregnancy ?

Ask your DR: Call your insurance to ask what is covered. If you are sexually active, use condomes. You did not indicate the details. Does your ins cover a different pill? IUD? etc. ...Read more

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What are the insurance benefits due pregnancy. Is it a medicaid or medicare?

What are the insurance benefits due pregnancy. Is it a medicaid or medicare?

Not Medicare: Medicare is for those over 62 and not too many in that age group get pregnant. Medicaid has programs that vary from state to state but most include pregnancy coverage. ...Read more

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Just found out I’m pregnant and 20 weeks along. No insurance and new to state. Second pregnancy. What appt or Dr do I need? How quick?

Just found out I’m pregnant and 20 weeks along. No insurance and new to state. Second pregnancy. What appt or Dr do I need? How quick?

See OB MD ASAP: You need to immediately initiate prenatal care with an OB MD to have the healthiest pregnancy outcome for mother and fetus. Find a county health clinic or University Hospital health OB clinic program. ...Read more

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Tired of negative pregnancy tests. Crying every month. What can I do if no insurance?

Tired of negative pregnancy tests. Crying every month. What can I do if no insurance?

It takes two: The cited average to achieve a desired pregnancy is 6 months. If more than a year, both potential parents would be considered for fertility evaluation. These are RARELY IF EVER covered by insurance in anyone. You must first understand that it is not necessarily your "fault". Fertility studies are not guaranteed to get you a healthy baby. There are other options to be a parent. ...Read more

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7 week pregnant bleeding without pain midwife confirmed my pregnancy but I have tested & all came back negative don't have insurance....

7 week pregnant bleeding without pain midwife confirmed my pregnancy but I have tested & all came back negative don't have insurance....

Does not compute: Pregnancy tests should definitely be positive at 7 weeks so it is unclear how the midwife confirmed a pregnancy. As long as you are feeling ok you should be able to watch and wait until the situation becomes more clear. ...Read more

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Is it necessary to take Clomid (clomiphene) for second month i took it this month but no signs of pregnancy plzz tell what should I do next no insurance?

Is it necessary to take Clomid (clomiphene) for second month i took it this month but no signs of pregnancy plzz tell what should I do next no insurance?

Clomid (clomiphene): Mary, the real question is why are you taking clomid (clomiphene)? Do you have regular periods? If the woman is actually ovulating and she takes Clomid (clomiphene) it actually lowers her pregnancy success rate… google it. If you don't ovulate the Clomid (clomiphene) is in fact an inexpensive way to get that going.I understand you have no insurance-i'm new here so i don't even know if i'm allowed to send you my office number lto help. ...Read more

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I had to wait 2 days after my old bc pack ended to get on a new bc. But I had sex before I knew my insurance quit covering it. Pregnancy risk?

I had to wait 2 days after my old bc pack ended to get on a new bc.  But I had sex before I knew my insurance quit covering it. Pregnancy risk?

Sounds confusing...: Birth control pills work the same way regardless of who pays for them (insurance company pays or you pay). If missing the first 2 pills of a new pack, there is an increased chance (but still a very small chance) of pregnancy that month. If worried, and if the regular withdrawal period doesn't come, one can do a home urine pregnancy test when starting next month's pack of pills. ...Read more

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I don't have insurance. I had a pregnancy test come up positive last month and had my cycle, but then early this month i had spotting this month now b?

I don't have insurance. I had a pregnancy test come up positive last month and had my cycle, but then early this month i had spotting this month now b?

Need more info: Your symptoms are significant. You should be seen ASAP buy a OB/GYN. Your options are to go to the hospital ER, or find a free clinic. If you call your local medical society they can recommend where to go. If you are working does your employer offer health insurance? Find out, if you are not employed, see if you qualify for Obama care (the Affordable Health Care Act) law for health insurance. ...Read more

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Bad cavity rotted my whole tooth except what's left up in my gums it's a huge hole I don't have insurance can this affect a future pregnancy?

Bad cavity rotted my whole tooth except what's left up in my gums it's a huge hole I don't have insurance can this affect a future pregnancy?

Do something with it: Dental infections have been associated with lower birth weight babies. You really do need to address this because even without the pregnancy the tooth is going to hurt. ...Read more

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Hi I have no insurance took Clomid (clomiphene) 1st time don't want to take anymore no signs of pregnancy af due in 5 days does Clomid (clomiphene) will delay my af please possibl?

No easy answer: If you are not ovulating on your own, Clomid (clomiphene) is probably the best answer. If you did not ovulate on Clomid (clomiphene) the first month, your period may be delayed. There is some evidence that the supplements pregnitude or chiral balance (myo-inositol or d-chiro-inositol) may improve ovulation in some women, and should be safe to try. Suggestion: save your money, and try Clomid (clomiphene) again when you can. ...Read more

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Pregnancy hello, I have a question i'm 20 weeks pregnant and i'm getting nervous and scared ebcause i haven't seen my ob since january because my insurance got canceled anyways the ob said he couldn't see me until i get my insurance back anyways i'm just

Pregnancy hello, I have a question i'm 20 weeks pregnant and i'm getting nervous and scared ebcause i haven't seen my ob since january because my insurance got canceled anyways the ob said he couldn't see me until i get my insurance back anyways i'm just

Hello. : Hello. What a difficult situation to be in. I can't give you an answer as to what you should do. However, obstetrical care is very important. Although i can't provide information about the quality of care, I have listed two places in long beach that will provide care on a sliding fee. Long beach comprehensive health center 1333 chestnut avenue long beach, ca (562) 599-2153 full scope services for children and adults. Accepts walk-ins. Also open on saturday. Fee for service, medi-cal, health families. Provides services to uninsured patients (sliding scale fee, atp, orsa) the family health and wellness center 1057 pine avenue long beach, ca 90813 (562) 366-5900 full scope services for children and adults. By appointments; walk-in for established patients. Fee for service, medi-cal, medi-cal managed care, healthy families. Provides services to uninsured patients (sliding scale fee, atp, orsa) good luck. Have a healthy baby. ...Read more

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I am 3-5 weeks into pregnancy. I am a tourist and don't have insurance or enough money to see a doctor. I can get medication. What do you recommend?

I am 3-5 weeks into pregnancy. I am a tourist and don't have insurance or enough money to see a doctor. I can get medication. What do you recommend?

Prenatal vitamins: If you are doing well, then you can probably wait till you return home to see a Dr. You should probably start prenatal vitamins however. That is available without a prescription at any drugstore/pharmacy. If there is a problem with your pregnancy and need to see a doctor without insurance, there are "urgent care" clinics that are less expensive than ERs that may be able to see you. ...Read more

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I have been off the pill for insurance reasons for about two months now. I had unprotected sex, which led to ejaculation. I was on my second to last day of ovulation. "High chance of pregnancy". I took Plan-B an hour after it happened. ?

I have been off the pill for insurance reasons for about two months now. I had unprotected sex, which led to ejaculation. I was on my second to last day of ovulation. "High chance of pregnancy". I took Plan-B an hour after it happened. ?

Pregnancy unlikely: As long as plan B is taken within the recommended period, within the 1st 72 hours it is very effective. When taken within the first 24 hours it is even more effective. You do however need to be evaluated by your PCP soon to rule out any sexually transmitted infections. I would use barrier contraception i.e. condoms to prevent pregnancy and any infections. ...Read more

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Can i get a knee scope during the second trimester or my pregnancy.Cant wait because of insurance policy after i graduate?

Can i get a knee scope during the second trimester or my pregnancy.Cant wait because of insurance policy after i graduate?

Yes: Most surgery, including knee surgery can be done in the second trimester safely. Finding someone to do it can be a problem, as many docs (non-ob) are nervous about operating on pregnant women unless it is really necessary. Even if it is safe however, we don't like to operate on anyone unless it is necessary anyway. If you need the surgery, get it, though "insurance necessity" is not always valid. ...Read more

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My period is 18 days days late. All pregnancy tests are negative. Feeling twinges in cervix area. I have no insurance, should I keep testing?

My period is 18 days days late. All pregnancy tests are negative. Feeling twinges in cervix area. I have no insurance, should I keep testing?

Late period: Did you have unprotected sex? Do you usually have regular periods? Is it possible that you miscalculated your cycle? If you have regular periods & are 18 days late, a home pregnancy test should be positive by now if pregnant. Unexplained late period could be due to stress, or cld require medical attention. Only way to know is see an Ob ASAP to evaluate. Don't delay due to insurance! ...Read more

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I was told I have ovarian cyst my stomach is like a 7 month pregnancy, what can I do wit. No health insurance?

I was told I have ovarian cyst my stomach is like a 7 month pregnancy, what can I do wit. No health insurance?

Free Clinic: If you have a free clinic available in your area go to it. I volunteer at one in kentucky. We have gynecologists who also volunteer their services. It sounds like it's time for you to have it removed or, at least, evaluated. Best of luck. ...Read more

Dr. Ankush Bansal
782 doctors shared insights

Insurance (Definition)

Health insurance is a type of coverage that pays for medical expenses. Health insurance can be provided by an employer, the state or federal government, or ...Read more