Doctor insights on:
Medical Laboratory Companies
Some laws govern: In recent years, the government has passed laws that set rules for protecting personal health information. I'm sure the laws apply to people and businesses that handle personal health information, regardless of whether or not a person or business is labeled a "personal health records service". ...Read moreSee 2 more doctor answers
Why do so many medical offices ask for unnecessary & intrusive personal information (ssn, drivers licenses) unrelated to medical records?
Required by law: It is required by law & insurance contracts that they have with companies & that you signed with those same companies. They need to make sure you are who you say you are & that they have proof. Also, if there is any legal question in the future, they can prove that they verified your identity. Finally, insurance companies use this info to track your health & put it into a central database. ...Read more
Probably, be careful: As you know, there are many plans and they are difficult to compare. Talk to your hr person or an insurance agent in our area that handles a variety of insurers. They can steer you in the right direction based on your age and current health. I would stick with the larger insurers in your area, they usually have the better plans with a larger list of providers in their network. Dr l. ...Read more
Do hospitals look at an employee's medical record when hiring them? Are medical records confidential?
Do medical doctors/nurses/hospitals have legal accountability to me (consumer/customer) or the insurance company?
Lawyer : Talk to your lawyer if you want legal help, this site is addressing medical concerns. ...Read more
Not often: This has generally been legislated out of most plans although it was common in the past. Many plans, however, have time limitations so no coverage for many conditions including pregnancy for a period of 4-8 months after signing up to prevent people with no insurance or competing insurance from jumping into a new plan while already having a condition. ...Read more
Insurance co-pays: I cannot know about every state and every insurance company, but to the best of my knowledge yes. And why wouldn't they even if they were not required? Health care providers who participate in these plans are generally receiving less than their normal private fees anyway. ...Read more
Person getting care: The person getting medical care pays for his doctors, his tests, and his medicines . . . Because he is getting the services. However, as a community and a society, we want to have the healthiest, happiest population possible. So, there are insurance, governmental, and non-profit systems set up to help everybody afford good medical care without causing financial hardship (idealistically speaking!). ...Read moreSee 1 more doctor answer
Insurers are in the: Business of collecting premiums and paying as few claims as possible. Some ask a few questions, deferring an exam, many want not only historical data, an exam, but urine and blood work. If they do not see what they like, you wll not be offered a policy. ...Read moreSee 1 more doctor answer
Broad range: Surrogacy is expensive and ranges from $40k - $100k or more. Price shopping is worthwhile but hard to pinpoint because surrogates all have custom made contracts with intended parents. I believe the key to success is the legal contract, so make sure of attny who helps. Get everything spelled out and make sure it is complete. Laws vary between states - use state where baby will be born. Best wishes. ...Read more
Yes and no: Generally physicians considered experts in their field are paid for lectures, research, etc. This does not necessarily label then as "company people" since their lectures are supposed to be devoid of bias. ...Read more
Health insurance india: are there any health insurance programs that cover post surgery/ongoing medications?
Must have insurance: E.R. Care and hospital care is so expensive in the U.S. That only the wealthy can afford it without insurance. Many people go bankrupt or nearly bankrupt if they have a significant illness with a prolonged (>2 weeks) hospital stay, because the hundreds of thousands of dollars is paid by themselves. When the money runs out, patients can get medicaid-type (medical in california) health "insurance". ...Read more
Urine toxicology: Usually your doctor orders the test and decides what he wants to test it for. ...Read more