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Doctor insights on: Insurance Pay Treatment

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Dr. Ankush Bansal
782 Doctors shared insights

Insurance (Definition)

Health insurance is a type of coverage that pays for medical expenses. Health insurance can be provided by an employer, the state or federal government, or ...Read more


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Would my insurance company typically pay for laser treatment since I was diagnosed with psorias?

Would my insurance company typically pay for laser treatment since I was diagnosed with psorias?

Discuss with derm: Us will depend on your coverage provisions and the type of laser or ipl used. Your dermatologist is your best reference as they will likely have experience with third party payor's policies. ...Read more

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Why do insurance companies not pay for adult fluoride treatment?

Why do insurance companies not pay for adult fluoride treatment?

Money: Insurance companies are in business to make money for the insurance company. To do this they have contracts that dictate what they will and will not cover. When deciding what to cover they look to eliminate as many minor procedures as possible as the least number of people will object to this. Adult Fluoride treatments are relatively inexpensive so very few people object to it not being covered. ...Read more

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What is the best kind of health insurance for fertility treatment? We cannot afford to pay for it.

What is the best kind of health insurance for fertility treatment? We cannot afford to pay for it.

Depends: You need to check if insurance covers
-diagnostic testing only
-diagnostic and treatment

treatment can also include iuis only- ivf
does it include medications? Some will give a life time benefit, but be careful how you and your doctor will spend it...Don't use it all up on diagnostic testing.

The are also programs (shared risk) where if you don't take home a baby, you will get your $$ back! ...Read more

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How can I get treatment for bladder problem without any insurance? I have some money to pay up front. What's the estimate im looking for to play?

How can I get treatment for bladder problem without any insurance? I have some money to pay up front. What's the estimate im looking for to play?

Depends: The price of a doctor visits varies depending on the type of doctor you visit, the region of the country you live in and how complicated your problem is. You can often receive a discount for paying cash, negotiate a fee for your visit or receive a subsidy based on your ability to pay. Don't let the lack of funds delay you from seeking care for your problem. ...Read more

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If I wanted to get HER-2 treatment (Herceptin) for stage-1 breast cancer in the SF Bay Area WITHOUT insurance (while still paying) where would be reasonably priced place to go for this treatment?

If I wanted to get HER-2 treatment (Herceptin) for stage-1 breast cancer in the SF Bay Area WITHOUT insurance (while still paying) where would be reasonably priced place to go for this treatment?

HER-2 RX: Go to the University of San Fransisco Medical Center: they will have expert physicians to advise you, and most university hospitals can arrange payment plans which fit your budget. It is very important to have expert advise for any form of breast cancer to have the very best chance for long term survival, so do not delay. ...Read more

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Does any state require insurance companies to pay for fertility treatments?

Does any state require insurance companies to pay for fertility treatments?

Yes: It is mandated in 11 states nationally including mass, new jersey, rhode island, illinois to name a few. Most don't require it and is only based on your company's insurance plan. ...Read more

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Will insurance pay for treatments for head lice? Will my insurance pay for any kind of treatments associated with head lice for my child? .

Will insurance pay for treatments for head lice? Will my insurance pay for any kind of treatments associated with head lice for my child? .

Varies: Insurers may or not cover specific types of medications depending on what is written in the policy contract. Some will cover various medications at different co-pay levels depending on their type. Those policies with drug coverage often have a preferred list. Some exclude any medication that can be obtained over the counter. ...Read more

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Why is treatment different with workmans comp then if I would of just used my health insurance?

Why is treatment different with workmans comp then if I would of just used my health insurance?

It isn't: What is allowed differs according to what the reviewing entites allow. So it happens when people other than doctors determine what is the appropriate next step. ...Read more

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Will problem go away on its own without any treatment I don't have medical insurance right now but will soon thanks

Will problem go away on its own without any treatment I don't have medical insurance right now but will soon thanks

Depends on problem: Unfortunately medical care can be expensive. There are resources out there available if you need to be seen. If it is an emergency, you must go to the nearest emergency room - they have to take care of you. If not emergency, consider a free clinic or the health department. Http://nafcclinics. Org/clinics/search. Good luck. ...Read more

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I repress emotion and continue to hurt my loved ones. What treatment options are available to me without insurance? Do I need to be on medication?

I repress emotion and continue to hurt my loved ones. What treatment options are available to me without insurance? Do I need to be on medication?

Repression: You should always start with an evaluation and counseling as forms of treatment. You may have some inner childhood experiences that might be making you repress. Medication should only be a last resort and I am pretty sure there is no medication that can help you unless some psychiatric pathology is found. ...Read more

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How can I get treatment for herpes without health insurance? What options are available and affordable to treat herpes?

How can I get treatment for herpes without health insurance? What options are available and affordable to treat herpes?

Acyclovir: You need a prescription but could possibly get it from your health department or from a low cost walk-in clinic at a low or reduced fee for the exam, but Acyclovir is very effective for treating and preventing both herpes I & ii. Most places that have low-cost generics provide a 30 day supply of the medication for $4-5 in the us. I know kroger & walmart both proveide 30 days for $4. ...Read more

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I have uc since beibg laid off I have not been able to seek treatment. What can I do to ease my flare ups until I can get some insurance I am unemplo?

I have uc since beibg laid off I have not been able to seek treatment. What can I do to ease my flare ups until I can get some insurance I am unemplo?

You should: Contact your county hospital that provides indigent care if you qualify. Also if you know what meds were used to successfully treat the uc, you can contact the pharmaceutical company as most offer free meds for up to a year with a valid prescription and proof of need. Better to find a way to get your meds rather than remain untreated and risk serious complication and emergency treatment. ...Read more

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It will be two years this Aug 1st that I have been taken suboxone. I started at 2 8mg. Stripes a day and tapered all the way down to 2mg. A day Dr basli has told me that when I'm ready to stop I can. My insurance has not helped for none of this treatment.

It will be two years this Aug 1st that I have been taken suboxone. I started at 2 8mg. Stripes a day and tapered all the way down to 2mg. A day Dr basli has told me that when I'm ready to stop I can. My insurance has not helped for none of this treatment.

First of all: Congratulations! Secondly where do you live.? Technically the AFFORDABLE HEALTH CARE ACT covers treatment for addiction. Your Insurer is REQUIRED to offer this coverage and PRE-EXISTING conditions may NOT BE USED to disqualify you!

One day at a time
Good Luck...Hope this helps!
Dr Z ...Read more

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Is there different treatment based on insurance?

Is there different treatment based on insurance?

Insurance: Treatment is always determine by the health problem the patient is experiencing. Insurances are the ones that place limits in what health professionals can do for the patient and their condition. Medical professionals goal is to save lives regardless of insurance coverage. Unfortunately we do have to make a living so we can not always give our services for free. ...Read more

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What happens if you leave BV untreated? No insurance for treatment.

What happens if you leave BV untreated? No insurance for treatment.

May resolve: Bv resolves spontaneously in up to 1/3 of nonpregnant and 1/2 of pregnant women. Treatment of BV may reduce the risk of acquiring std's, including hiv. It is for this reason that some doctors advocate treating all women with bv, whether or not they have symptoms. ...Read more

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I have a Bartholin's cyst with new and sudden onset on node involvement. Treatment? This is my second cyst in less than 2 years. The node involvement is significantly more painful than the cyst. I am afebrille right now. I lost my insurance so I am hoping

I have a Bartholin's cyst with new and sudden onset on node involvement. Treatment? This is my second cyst in less than 2 years. The node involvement is significantly more painful than the cyst. I am afebrille right now. I lost my insurance so I am hoping

If: If your lymph nodes are involved then you will need antibiotic treatment. In additon, depending on the cyst, it may need to be incised and drained with the insertion of a special catheter. Since you do not have insurance, I recommend you find a free or low cost clinic in your area. Your local county hospital should have a list of resources or even a clinic on site that can help.
All the best. ...Read more

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Is the treatment for fibroids covered by insurance?

Is the treatment for fibroids covered by insurance?

Almost always: Symptomatic fibroids are one of the most common reasons for tor myomectomy (removing the fibroids from the uterus). Generally, these are covered if symptomatic and other simpler treatment options have been tried but failed; for example, birth control pills, an iud or birth control shot. ...Read more

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When someone loses insurance and is not working and is broke how does someone get help with hep c treatment, do I just die.......?

When someone loses insurance and is not working and is broke how does someone get help with hep c treatment, do I just die.......?

Hep c treatment: Seek a research center. Seek Hep C treatment center there. Likely they will have a research protocol that will not cost. ...Read more

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I'm a forty five yeared old woman with multiple diagnosis. I have no money and no insurance and I don't know where to go for treatment.

I'm a forty five yeared old woman with multiple diagnosis. I have no money and no insurance and I don't know where to go for treatment.

Try this: You can find low cost or free clinics if you search at: http://tinyurl. Com/kq66sew you can put in your zip code or search by clicking the state you live in and finding all the cities and services that are offered. Some clinics also have mental health coverage as well as primary care. Best wishes. ...Read more

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I have gender dysphoria and major anxiety issues, how and where can I find immediate treatment for this in gainesville georgia? Also no insurance

I have gender dysphoria and major anxiety issues, how and where can I find immediate treatment for this in gainesville georgia? Also no insurance

"Someone Cares" ATL: Suggest U contact Someone Cares, an Atlanta-based organization: http://www. Someonecaresatl. Org/#! programs---services/cee5 They have services 4 trans* -identified persons & they do some outreach outside of Atlanta. But if U cannot find help in Gainesville & could travel 2 ATL, feel free 2 call The Highland Psych Collaborative. My colleague, Mick Rehrig (clinical social worker), may be able 2 help. ...Read more

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Does alcohol treatment usually get covered by insurance?

Does alcohol treatment usually get covered by insurance?

Depends: Some do and some don't. It all depends on your mental health benefits and whether you havd any. Your best bet is to call the 800 number on the back of the ins card or speak with hr at work. Don't let insurance be tge reason not to get help if you need it. ...Read more

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What are the treatment options for hydrocele if the patient had no insurance?

What are the treatment options for hydrocele if the patient had no insurance?

Symptoms?: A small hydrocele may be left alone even if you have insurance. How large is the swelling? Is it causing symptoms? If it is manageable, you may decide to wait till you have insurance. Avoid trauma to the part. The only know treatment is surgery. ...Read more

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What is the typical cost for a keloid treatment? Is this covered by insurance?

What is the typical cost for a keloid treatment? Is this covered by insurance?

Usually covered: Depends on procedure used and the DR's attitude. It is usually such a simple procedure that I charge only for brief office visit. Responses, number of treatments, and specific types of treatment vary. ...Read more

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As all the medicines used in the treatment of MS are too expensive. Is there any support for the patients not covered under insurance, living outside?

As all the medicines used in the treatment of MS are too expensive. Is there any support for the patients not covered under insurance, living outside?

Nutrition, exercise.: Try consulting with a competent Functional Medicine doctor, Nutritionist, and Yoga instructor. All three need to work together to keep you moving and properly nurished with high quality natural foods. Avoid processed and refined foods. ...Read more

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