Doctor insights on:
Insurance Company Pay
Will an insurance company pay for the same surgery twice in less than a year.. 10 months to be exact?
Talk to Insurer: In all likelihood there should be no problem. It sounds as though the initial surgery was unsuccessful. The insurer should be able to ensure that it gets taken care of as it is medically indicated, but you need to call them. ...Read more
Why do big health insurance companies pay their executives so much? I can’t pay my premium or my deductible, and I live in fear that i’ll get sick or injured.
You aren't Alone: I imagine they have much responsibility, which may justify their salaries; however with constant rising premiums and reduced reimbursments, i feel the patients and physicians end up suffering the most. Fortunate for you, there are a number of compassionate physicians who will work with patients in need - in their clinics or in free clinics around the country. Hope may be on horizon w/ new laws. ...Read more
Some do.: The best way to find out is to ask. Many insurance companies cover nicotine replacement patches and wellbutrin (bupropion) (an oral medication). Chantix (another pill) is not usually covered. 1-800-quit now is a free, personalized telephone support hotline for smoking cessation. And there is www.Quitnet.Com, which is also a good free resource. Good luck! ...Read more
What are chances or precedents of insurance company paying for breast reduction when breast size causes health issues?
Money: Insurance companies are in business to make money for the insurance company. To do this they have contracts that dictate what they will and will not cover. When deciding what to cover they look to eliminate as many minor procedures as possible as the least number of people will object to this. Adult Fluoride treatments are relatively inexpensive so very few people object to it not being covered. ...Read moreSee 1 more doctor answer
I have Hep. C Genotype 3. Is there anyway I can get help paying for my medication if my insurance company won't cover me?
Drug programs : First you should file an appeal with the insurance provider get the reason why. At the same time, go to the company website that makes the drug you were prescribed and find the patient assistance program. Let your doctor's office know and they can probably help too. Good luck. ...Read more
My reputable dental insurance provided a list of many local professionals who identify as periodontists but are not American Academy of Periodontology members. Should I pay more (out of pocket) for AAP members? Or can I trust my insurance company?
Trust?: Insurance companies have little or no interest in finding you the best dental specialists. They check on basic credentials generally. I would combine both your own independent search of highly competent and respected specialists in your area and hopefully at least one will accept your insurance. ...Read moreSee 1 more doctor answer
I am on Bydureon (exenatide) injections for my diabetes my insurance company notified me that they will not be paying for this drug in 2016 they recommend a replacement drug called TRULICITY, will this drug work as well as the bydoreon for me thank you?
Why are congressmen messing with womens health? I am looking at having to pay my way since no insurance.
Politics: The major political forces calling for no government regulation in the affairs of corporations and financial companies, are the same ones calling for serious government intervention in personal private lives. Since the authors of these programs are male, they focus their efforts on restricting women's rights which includes contraception and pregnancy terminations. Be alert and vote. ...Read moreSee 2 more doctor answers
You are kidding,???: I smiled at this question. That sounds like an ideal world..And american medicine is a mess not an ideal anything. I know that in past years microsoft had a plan like this for some of their employees but I do not know of any ongoing way to have your boss pay for your gym membership. ...Read more
Every time I pay a doctors bill before insurance does, it seems nearly impossible to get refunded. What is best?
Wait for insurance: Don't pay before insurance completes their transaction. By contract, the physician or hospital must accept the insurance maximum for that service. This means the overall charge may be reduced. Wait for the insurance to pay the doctor first or call the insurance company to verify your obligation. After insurance pays, you will get a revised bill. If you are due a refund, demand it - it's the law. ...Read more
I don't have insurance but I have a large lypoma on my back i would like to have removed. Paying out of pocket, about how much would it cost?
Depends.: On size, location, and each doctor's individual fee schedule. Find a few doctors who do not charge a consultation fee and see what the cost estimates are for surgical removal. A general surgeon or plastic surgeon would be the best at this. Cost are more in california than in the upper midwest. I'd guess about $1000 but without an exam impossible to say. ...Read moreSee 1 more doctor answer
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