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Insurance is a service that people pay for to protect against unforeseen financial problems, such as developing expensive health problems. With most forms of insurance, you pay a company a monthly fee, and if you get seek or need medical care, the company pays for the cost of that care.
Traveling: Traveling medical insurance is a form of protection in case of a medical emergency (usually) when traveling to an area of the country or more frequently to another country where your established medical insurance will not normally cover you. As mentioned previously, it normally covers medical emergencies rather routine care. ...Read more
Publicly owned: Amazing ain't it? They are in the business of making money! do you own a 401k? Do you like your money to grow? Your stock investments to make money? I betcha you are an insurance company stockholder if you have a good mutual fund, and may not even know it. By the way, you are funding medicare and medicaid too! only in america... ...Read moreSee 2 more doctor answers
I have no history of medical problems, that means I don't have health insurance. How do I get on it? Because I wanna get treated
Question not clear: I am sorry. Your question is not clear. If you have no medical problems, then what do you "wanna get treated" for? If you just want to have health insurance just in case you get ill or injured, your best options are to get a job with health insurance, search the internet for various (high-rated) health plans. Your best policy will most likely be a high-deductible policy (cheapest, but covers big $. ...Read moreSee 1 more doctor answer
InVitroFertilization: Coverage depends on your state. 13 states currently mandate coverage of fertility problems. Most insurances do not cover ivf. See http://attainivf.Com/ivf-insurance for states that require coverage. ...Read moreSee 1 more doctor answer
Payout limits: Read your policy. Most limit total payout for a lifetime, or an amount for a given illness, or the amount for certain drugs, etc. One more example of the fact that medicine is not controlled by doctors or hospitals but by insurance companies. ...Read moreSee 1 more doctor answer
Refuse to pay high deductible then get only minimal use for insurance. So I don't go anymore. Penny wise and pound foolish?
How old?: If you're young and healthy, it makes financial sense to have a high deductible plan. I wouldn't go to the doctor that much either. However, if you have any chronic illnesses - diabetes, high blood pressure, cholesterol, or if you're going to be missing any of your normal screening exams (like colonoscopy or mammograms) - it's foolish to put off medical care. Not worth it. ...Read more
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