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Doctor insights on: Insurance

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Dr. Ankush Bansal
782 doctors shared insights

Insurance (Overview)

Health insurance is a type of coverage that pays for medical expenses. Health insurance can be provided by an employer, the state or federal government, or can be purchased individually.


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What are caps on insurance?

What are caps on insurance?

Payout limits: Read your policy. Most limit total payout for a lifetime, or an amount for a given illness, or the amount for certain drugs, etc. One more example of the fact that medicine is not controlled by doctors or hospitals but by insurance companies. ...Read more

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Dr. Ankush Bansal
782 doctors shared insights

Insurance (Overview)

Health insurance is a type of coverage that pays for medical expenses. Health insurance can be provided by an employer, the state or federal government, or can be purchased individually.


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Why is insurance so expensive?

Why is insurance so expensive?

Publicly owned: Amazing ain't it? They are in the business of making money! do you own a 401k? Do you like your money to grow? Your stock investments to make money? I betcha you are an insurance company stockholder if you have a good mutual fund, and may not even know it. By the way, you are funding medicare and medicaid too! only in america... ...Read more

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Is aarp insurance good for us or for them?

Is aarp insurance good for us or for them?

Opinion: Hello. My response is based on a limited number of comments made to me by people who belonged to the aarp. They indicated that they were pleased with their policies. ...Read more

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Because I have no insurance and I need a question answered ?

Because I have no insurance and I need a question answered ?

Here for you dear: maybe we could help you.....certainly we would try. Please ask a question, if you desire. Yours, Zmd ...Read more

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Oh dear lord please help me, I have no insurance and I need help?

Oh dear lord please help me, I have no insurance and I need help?

County clinic.: For free or low cost care, i'd visit a county clinic or a federally qualified health center (fqhc). Fqhcs are available throughout the U.S. And often serve low income or people without insurance. Also, many primary care offices take cash, so you don't necessarily need insurance to see a doctor. Take care. ...Read more

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Will insurance cover an IUD?

Depends...: All insurance policies are not created the same and they all have different levels of coverage for different services... you should be able to tell if they cover an IUD by checking into your specific policy (or asking the physicians office - they should be able to get approval prior to the service so you know what your out of pocket expense would be) ...Read more

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What will medigap insurance cover?

What will medigap insurance cover?

Insurance: Talk to your insurance carrier representative on their 1-800- number. ...Read more

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Does insurance cover a colonoscopy?

Does insurance cover a colonoscopy?

Insurance: Most insurances will cover a colonoscopy if the reasons for the colonoscopy are documented. Screening colonoscopies are suppose to be covered according to ACA. ...Read more

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Is obama care good health insurance?

Is obama care good health insurance?

Apples/Oranges: Obama care (affordable care act) is a legislative initiative to make private insurance available to more people. If you go to healthcare.Gov you will find several specific plans to choose between, some of which may be appropriate for you depending on needs and cost. You could think of it as obama care giving you more insurance options but whether or not they are 'good' depends on your situation. ...Read more

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Does insurance cover echocardiograms?

Does insurance cover echocardiograms?

Maybe: You need to contact your insurance company and see if your benefits cover the exam. Most will, but how much they will pay for and what you will need to pay varies. ...Read more