insurance

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Insurance is a service that people pay for to protect against unforeseen financial problems, such as developing expensive health problems. With most forms of insurance, you pay a company a monthly fee, and if you get seek or need medical care, the company pays for the cost of that care.

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Dr. Kamlesh Desai answered:

What is dental insurance?

Insurance for teeth

Insurance
as above - covers most services at dental offices
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What are caps on insurance?

Payout limits

Doctors
Read your policy. Most limit total payout for a lifetime, or an amount for a given illness, or the amount for certain drugs, etc. One more example of the fact that medicine is not controlled by doctors or hospitals but by insurance companies.
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Dr. Foster P. Carr answered:

What insurances cover ivf?

Depends on State

Infertility
13 states currently mandate coverage of infertility problems. See http://attainivf.com/ivf-insurance for a listing .
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Dr. Meng K. Syn answered:

Is dental insurance worth it?

Not really

Crown
Dental insurance unlike medical insurance is good for preventative procedures and not so much for major procedures. Since most insurance plans have a yearly maximum of $1k to $2k per year and pay a higher percentage for preventative than for things like implants, crowns and bridges. Once you are in need of major dental work, you might as well be paying cash.
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Why is insurance so expensive?

Publicly owned

Medicare
Amazing ain't it? They are in the business of making money! Do you own a 401k? Do you like your money to grow? Your stock investments to make money? I betcha you are an insurance company stockholder if you have a good mutual fund, and may not even know it. By the way, you are funding Medicare and Medicaid too! Only in America...
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How will travel insurance work?

Traveling

Insurance
Traveling medical insurance is a form of protection in case of a medical emergency (usually) when traveling to an area of the country or more frequently to another country where your established medical insurance will not normally cover you. As mentioned previously, it normally covers medical emergencies rather routine care.
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Dr. Eric L. Weiss answered:

Best travel insurance for health?

Some > none!

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Good question! Most travel with no travel health insurance assuming perhaps that their domestic plan will cover them (no, or maybe only reimburse some expense), or that their gold credit card will help (pretty limited plan). You want an advocate you can call to pick up the ball and run with it should you be ill or hurt. Repatriation can cost $$! Check out InternationalSOS as option.
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Dr. Alan H. Ali answered:

What will medigap insurance cover?

Insurance

Insurance
Talk to your insurance carrier representative on their 1-800- number.
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what is long term care insurance?

Elder care

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Insurance that can be claimed to assist with the elderly care of yourself or your parents, depending on how the contract is written.
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Dr. Mitchell Vogel answered:

What is the best vision insurance?

Depends

Vision
Depends on the plans in your state. Do some online research to find out what your options are.
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