Doctor insights on:
I Need Help Paying Medical Bills
Financial concerns: The dentist who will be treating your daughter would be in the best position to discuss costs, payment options and possible financial assistance programs in your state and locality. ...Read more
Medicaid/Free clinic: Medicaid is health insurance for the poor. Unfortunately your state voted against expanding the services. So it depends on your income level as to whether or not you qualify. Some cities have free clinics that service the uninsured. Do an internet search for resources. I saw one called the monday clinic-2875 merrell road in dallas, texas. If emergency- go to er. Vote for someone who cares. ...Read more
Insurers are in the: Business of collecting premiums and paying as few claims as possible. Some ask a few questions, deferring an exam, many want not only historical data, an exam, but urine and blood work. If they do not see what they like, you wll not be offered a policy. ...Read moreSee 1 more doctor answer
Not on HealthTap: True insurance is to help cover the costs of things that are unexpected or expensive. HealthTap Basic is free to the entire world. Premium services like HealthTap Prime and Concierge are low in cost, so nobody on HealthTap needs to have insurance coverage for using HealthTap. If a patient gets a prescription through HealthTap, his insurance drug coverage may cover the prescription at the pharmacy. ...Read more
Must have insurance: E.R. Care and hospital care is so expensive in the U.S. That only the wealthy can afford it without insurance. Many people go bankrupt or nearly bankrupt if they have a significant illness with a prolonged (>2 weeks) hospital stay, because the hundreds of thousands of dollars is paid by themselves. When the money runs out, patients can get medicaid-type (medical in california) health "insurance". ...Read more
I would like to find out about getting an off work letter signed. Have a medical condition and have Kaiser insurance. Current dr willing to write work?
Can't do it without: physical exam and not recommended if can work or lose your job , work restrictions for a week or so the norm for most dr.'s ...Read more
What can help a UTI if you don't have medical insurance to pay for the antibiotics and you live pay check to pay check?
Antibiotics.: You can get many antibiotics for 4 dollars or less at many pharmacies now. Talk to your physician. ...Read more
Do you help tapering Valium in Oklahoma . Have BCBS BLUE PPO insurance or money is not an object, need help.
Free clinics: Where are you located? There are websites depending on which state you live in to help locate where free clinics are. Best of luck. ...Read more
I need insurance urgently i make 300 per week medicaid denied to me does anybody know any other insurance help me to cover my expenses?
Charity: Ask for charity care at the hospital close to you. ...Read more
Need Psych Dr and prescriptions via online or phone appts. Do you offer this service for clients who are unable to have PCP. I travel w husband's job.
Try CONCIERGE: HealthTap Concierge doctors can see and treat their patients via smartphone, tablet, or laptop. They can see photos you upload into your FILES. You can also send images while in the middle of a live Concierge consultation. Certain medications (not all) can be prescribed. Each situation is somewhat unique. Fees are probably the same, regardless of whether or not medications are prescribed. ...Read more
Why would a doctor risk their medical license writing prescriptions all day at a pain clinic just for money?
Unfortunate: There is no excuse for a physician or any medical professional to treat someone poorly based on their insurance. But the sad truth is, our state political system (which controls the funding for medicaid) devalues medicaid and threatens to cut services every year. Treatments aren't covered, wait times are increased, and both doctors and patients become very frustrated. ...Read more
Should colleges cut tuition costs for med students so their practices won't charge a lot of money to pay back student loans?
Thinking of ways: To cut health care costs is always good. Something, our elected officials should do a better job at. There are problems with your concept mentioned. What if those students don't graduate? What if they decide they don;t like being doctors and stop? Most fees are set by insurance companies and many are low to begin with. If you lower them more, the doctors won't be able to pay for malpractice etc... ...Read moreSee 1 more doctor answer
Any financial support for international with I guess would be 'no medical insurance'?
Any way to get cheaper consults / evaluations?
Probably not: Telemedicine is still in its infancy. As far as I know right now this is the best price you can get. Keep in mind, it is still cheaper than going to an urgent care center, or a hospital. And it is much less time-consuming than most other options. But of course always know that if your condition is serious you should absolutely go to see a physician face-to-face. ...Read more
Check local resource: If you are having issues with hospital bills- first contact the "patient representative" for the hospital. Many times payment plans can be worked out- and also bills can be adjusted based upon your income. Also ask the patient rep where most patients are sent in your area for potential free care. Most communities have some type of reduced cost clinics. Good luck. ...Read more
If i seek help for my mental health under insurance, would they inform my school or future employers about it?
Patient privacy: Your medical records are private, or should be. How insurance companies manage the information they receive may vary, but it is private also. Employers obtain information from many sources, including leave requests, insurance forms, disability claims, etc. The insurance company would not be reporting to future employers or schools, but in some situations you may want to tell them yourself. ...Read moreSee 1 more doctor answer
Why won't doctors let me pay the insurance price at the time of service? I struggle to provide medical insurance for my family. I often considered buying a major medical policy and seeing if i negotiate routine care at a fair price, but nobody seems inter
Individual : Individual patients are often able to negotiate something up front if they don't have insurance, but the doctor can't simply lower his or her rate for all uninsured patients because doing so would establish a new "baseline." that's a problem because it is illegal to charge anyone less than you charge medicare for the same procedure. In your example, the doctor bills $234.00, knowing that he or she will only get $64.00--a 62% cut. If he charged you $64.00 for the same service, then by law he could not charge medicare patients any more than that, which means that the same 62% cut would earn him only $17.50. It's a crazy system. To be honest, i think the vast majority of doctors would prefer to stop taking insurance altogether and just charge patients directly. That would eliminate a ton of paperwork and delay, as you've suggested. The problem is that medical costs don't come in small, manageable chunks: for most people, there are no costs at all for years, punctuated by periodic big charges for illness or accidents. That's why insurance is a necessary evil. ...Read more
Do medical doctors/nurses/hospitals have legal accountability to me (consumer/customer) or the insurance company?
Lawyer : Talk to your lawyer if you want legal help, this site is addressing medical concerns. ...Read more
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