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Doctor insights on: Health Insurance Vs Medicaid

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How does private health insurance differ from group insurance plans?

How does private health insurance differ from group insurance plans?

Interchangeable : Private health insurance is used to distinguish between government run programs and commercial insurance. Group health insurance is generally referring to commercial insurance which sometimes is called private insurance. Commercial insurance can be referred to as group or individual insurance. ...Read more

Dr. Ankush Bansal
782 doctors shared insights

Insurance (Definition)

Health insurance is a type of coverage that pays for medical expenses. Health insurance can be provided by an employer, the state or federal government, or ...Read more


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Will health insurance cover cardiac rehabilitation costs?

Will health insurance cover cardiac rehabilitation costs?

Yes: Cardiac rehab is covered by the majority of insurances after a heart attack, angioplasty and stent or coronary bypass surgery or heart valve replacement. The standard program is 36 sessions over 3 months. ...Read more

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Does insurance usually cover mental health services?

Does insurance usually cover mental health services?

Insurance: Insurance programs usually tend to have built in mental health benefits. And if they do not, the person should immediately look into finding better insurance! ...Read more

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Does insurance generally cover mental health programs?

Does insurance generally cover mental health programs?

MH and insurance: I believe all health insurance plans have to cover mental health services. To be sure, call your insurer and ask them directly. Also, ask them if there are out of network benefits- or are you only covered for in network providers. ...Read more

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Will insurance or government programs cover long-term care?

Will insurance or government programs cover long-term care?

See below: State sponsored medicaid will cover the long term care if you apply with specific qualification. Medicare will not covered unless if you are on medicare part a subacute rehabilitation. Private insurance and long term care insurance are covered. Please ask admission coordinator to assist your financial needs. ...Read more

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Does medicaid pay for family planning services?

Does medicaid pay for family planning services?

Medicaid: Medicaid will pay for birth contro pills , iuds, implanon, shots, and when you are ready, sterilization for women. ...Read more

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Will health insurance cover dentures?

Will health insurance cover dentures?

Dental Health Only: Some dental insurance plans cover dentures at the benefit level they allow for major services. To verify benefits call your insurance company or visit the company's website. ...Read more

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Is obama care good health insurance?

Is obama care good health insurance?

Apples/Oranges: Obama care (affordable care act) is a legislative initiative to make private insurance available to more people. If you go to healthcare.Gov you will find several specific plans to choose between, some of which may be appropriate for you depending on needs and cost. You could think of it as obama care giving you more insurance options but whether or not they are 'good' depends on your situation. ...Read more

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Do health insurers often exclude maternity care from insurance plans?

Not often: This has generally been legislated out of most plans although it was common in the past. Many plans, however, have time limitations so no coverage for many conditions including pregnancy for a period of 4-8 months after signing up to prevent people with no insurance or competing insurance from jumping into a new plan while already having a condition. ...Read more

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Does medicare provide dental coverage for retired americans?

Special cases: Generally medicare does not cover routine dental care, including fillings, extractions, dentures, etc. See the following site for cases where medicare will cover: http://www.Medicare.Com/services-and-procedures/dental/medicare-and-dental-plans.Html for routine care, one needs a dental care/discount plan. Clinics at dental schools may offer services at reduced rates. ...Read more

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Will health insurance pay for a mri?

Will health insurance pay for a mri?

IF MRI was indicated: If your insurance program requires preauthorization, that must be done before the exam is performed in order for the MRI to be reimbursed. Otherwise, assuming the insurance company covers the particular MRI study you had and paperwork was submitted properly, the exam should be reimbursed. Fiinally, it is important that the clinical symptoms match the type of MRI being ordered. ...Read more

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Does health insurance pay for over-the-counter medicines?

Does health insurance pay for over-the-counter medicines?

Varies by insurance.: It all depends on your insurance company. Some insurance plans cover over-the-counter medications. For example, in california, medicaid covers things like generic tylenol (acetaminophen) and Motrin without any co-pay. Private insurance plans may be different. Usually the best way to find out this information is through the insurer's website. Sometimes finding the info is hard, however, even for doctors! ...Read more

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Does the Dr accept United Health insurance?

Does the Dr accept United Health insurance?

You should: contact Customer Relations Health Tap Hope this helps Dr Z ...Read more

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How do medicare health plans work?

Medicare: Plans are complicated & depend on your state. Best info. Is at www.Usmedicare.Com. ...Read more

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Will obamacare raise the costs of health insurance?

Will obamacare raise the costs of health insurance?

It already has: The more bureaucracy you place between the consumer and the person or place delivering health care, the more expensive it will be. You are adding people that take time doing what they do, and get paid for doing it.They are paid for their efforts, which add nothing to your health care.Costs will go up like your postage rates. The government is that wasteful. ...Read more

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Do hospitals make deals with insurance companies for costs?

Do hospitals make deals with insurance companies for costs?

Yes.: They have contracts with different insurance companies. They get paid different rates for the same services (as do doctors who see patients in hospitals). These insurance contracts are confidential, and doctors and hospitals often aren't allowed share the information about these contracts. This makes accurate price comparison between two different hospitals or doctors near impossible. ...Read more

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I'm currently on medicare. Will obamacare help pay for prescriptions?

I'm currently on medicare. Will obamacare help pay for prescriptions?

Yes. To some extent: Chances are that if you have medicare part d, you already have limited drug benefit. This should continue. ...Read more