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Doctor insights on: Group Health Insurance Vs Private Insurance

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How does private health insurance differ from group insurance plans?

How does private health insurance differ from group insurance plans?

Interchangeable : Private health insurance is used to distinguish between government run programs and commercial insurance. Group health insurance is generally referring to commercial insurance which sometimes is called private insurance. Commercial insurance can be referred to as group or individual insurance. ...Read more

Dr. Ankush Bansal
782 doctors shared insights

Insurance (Definition)

Health insurance is a type of coverage that pays for medical expenses. Health insurance can be provided by an employer, the state or federal government, or ...Read more


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Community health centers vs. Private practice abortion clinics?

Community health centers vs. Private practice abortion clinics?

? of funding: Check into the availability of community health clinic and whether they are funded to provide therapeutic abortion. ...Read more

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Does insurance usually cover mental health services?

Does insurance usually cover mental health services?

Insurance: Insurance programs usually tend to have built in mental health benefits. And if they do not, the person should immediately look into finding better insurance! ...Read more

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Will insurance or government programs cover long-term care?

Will insurance or government programs cover long-term care?

See below: State sponsored medicaid will cover the long term care if you apply with specific qualification. Medicare will not covered unless if you are on medicare part a subacute rehabilitation. Private insurance and long term care insurance are covered. Please ask admission coordinator to assist your financial needs. ...Read more

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Does insurance generally cover mental health programs?

Does insurance generally cover mental health programs?

MH and insurance: I believe all health insurance plans have to cover mental health services. To be sure, call your insurer and ask them directly. Also, ask them if there are out of network benefits- or are you only covered for in network providers. ...Read more

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Do health insurers often exclude maternity care from insurance plans?

Do health insurers often exclude maternity care from insurance plans?

Not often: This has generally been legislated out of most plans although it was common in the past. Many plans, however, have time limitations so no coverage for many conditions including pregnancy for a period of 4-8 months after signing up to prevent people with no insurance or competing insurance from jumping into a new plan while already having a condition. ...Read more

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Will health insurance cover cardiac rehabilitation costs?

Will health insurance cover cardiac rehabilitation costs?

Yes: Cardiac rehab is covered by the majority of insurances after a heart attack, angioplasty and stent or coronary bypass surgery or heart valve replacement. The standard program is 36 sessions over 3 months. ...Read more

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Is there a government-funded health insurance program that retired massachusetts town employees can take advantage of?

Is there a government-funded health insurance program that retired massachusetts town employees can take advantage of?

Medicare: Medicare is a federal government-funded health insurance program for elderly & disabled. MassHealth is MA's Medicaid, which is run by states for those w/lower incomes. Check out https://www.mahealthconnector.org/ for health insurance options as mandated by Affordable Care Act aka Obamacare. ...Read more

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Does medicaid pay for family planning services?

Does medicaid pay for family planning services?

Medicaid: Medicaid will pay for birth contro pills , iuds, implanon, shots, and when you are ready, sterilization for women. ...Read more

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Is obama care good health insurance?

Is obama care good health insurance?

Apples/Oranges: Obama care (affordable care act) is a legislative initiative to make private insurance available to more people. If you go to healthcare.Gov you will find several specific plans to choose between, some of which may be appropriate for you depending on needs and cost. You could think of it as obama care giving you more insurance options but whether or not they are 'good' depends on your situation. ...Read more

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Does the Dr accept United Health insurance?

Does the Dr accept United Health insurance?

You should: contact Customer Relations Health Tap Hope this helps Dr Z ...Read more

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How would choose between employer group health plans?

Carefully: As you know, there are many plans and they are difficult to compare. Talk to your hr person. They can steer you in the right direction based on your age and current health. I would stick with the larger insurers in your area, they usually have the better plans with a larger list of providers in their network. Dr l. ...Read more

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Does medicare provide dental coverage for retired americans?

Special cases: Generally medicare does not cover routine dental care, including fillings, extractions, dentures, etc. See the following site for cases where medicare will cover: http://www.Medicare.Com/services-and-procedures/dental/medicare-and-dental-plans.Html for routine care, one needs a dental care/discount plan. Clinics at dental schools may offer services at reduced rates. ...Read more

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Which individual health insurance plan cover acupuncture in state of california?

Which individual health insurance plan cover acupuncture in state of california?

Ask insurers: I can't advise a given plan because each insurer offers many different plans that cover different things. You should ask this question to the insurance companies. However, my experience is that a plan that covers acupuncture is likely to be very expensive. It may be cheaper to get a plan that covers major medical expenses and pay for acupuncture out-of-pocket! ...Read more

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Will insurance-provided wellness programs still exist under obamacare?

Will insurance-provided wellness programs still exist under obamacare?

Yes: The type of plan and level coverage that an insurance company sells through the Obamacare health insurance marketplaces should be the same quality plan as the company sells to people outside of the marketplace program. California's marketplace will sell several levels of coverage. Preventive care services (wellness programs) are in the plans offered to people inside and outside the marketplaces. ...Read more

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Public hospitals vs. Private hospitals. Who is more current?

Public hospitals vs. Private hospitals. Who is more current?

Depends: Difficult to answer. Some are current. It all depends on what services they provide. Some hospitals provide good advanced orthopedic care, some may provide advanced neurosurgical care--- hence it is difficult to generalize. ...Read more

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Do hospitals make deals with insurance companies for costs?

Do hospitals make deals with insurance companies for costs?

Yes.: They have contracts with different insurance companies. They get paid different rates for the same services (as do doctors who see patients in hospitals). These insurance contracts are confidential, and doctors and hospitals often aren't allowed share the information about these contracts. This makes accurate price comparison between two different hospitals or doctors near impossible. ...Read more

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