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Doctor insights on: Group Health Insurance Plans For Individuals

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How does private health insurance differ from group insurance plans?

How does private health insurance differ from group insurance plans?

Interchangeable : Private health insurance is used to distinguish between government run programs and commercial insurance. Group health insurance is generally referring to commercial insurance which sometimes is called private insurance. Commercial insurance can be referred to as group or individual insurance. ...Read more

Dr. Ankush Bansal
782 doctors shared insights

Insurance (Definition)

Health insurance is a type of coverage that pays for medical expenses. Health insurance can be provided by an employer, the state or federal government, or ...Read more


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My mom is 50 and lost her insurance neiborhood health plan once i turned 18 cause i'm her last child she doesn't work how can she get health insurance?

My mom is 50 and lost her insurance neiborhood health plan once i turned 18 cause i'm her last child she doesn't work how can she get health insurance?

Obamacare: What a timely question! health insurance exchanges or marketplaces are being set up as part of the affordable care act (aka obamacare) which should hit the market on october 1st. Check out https://www.Healthcare.Gov/what-is-the-health-insurance-marketplace/. In the meantime, check out http://alvinblin.Blogspot.Com/p/low-cost-medicaldentalpharmacy-options.Html for low cost or even free medical care. ...Read more

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What are some additional benefits that come with having a health insurance plan?

What are some additional benefits that come with having a  health insurance plan?

Depends on the plan: Insurance plans are somewhat like clothing. Some cover a lot and some cover next to nothing. If the gov wants to help with healthcare they could define by statute, different levels of coverage (low end to high end), standardize the wording & require all insurers to have identical policies for identical levels. Now every policy issued has so much small print, you never know whats covered. ...Read more

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Is it possible to form a group for health insurance with other self-employed people?

Is it possible to  form a group for health insurance with other self-employed people?

Yes.: And organizations already exist for self-empolyed. I don't know the prices, dues to join, etc. Google around. ...Read more

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What must I ask about a health insurance plan to supplement medicare?

What must I ask about a health insurance plan to supplement medicare?

Medicare: Plans are complicated & depend on your state. Best info. Is at www.Usmedicare.Com. ...Read more

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Which individual health insurance plan cover acupuncture in state of california?

Which individual health insurance plan cover acupuncture in state of california?

Ask insurers: I can't advise a given plan because each insurer offers many different plans that cover different things. You should ask this question to the insurance companies. However, my experience is that a plan that covers acupuncture is likely to be very expensive. It may be cheaper to get a plan that covers major medical expenses and pay for acupuncture out-of-pocket! ...Read more

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Once health care act takes full effect, do I have to change the insurance plan I have now?

Once health care act takes full effect, do I have to change the insurance plan I have now?

Insurance plan: Speak to your human resources department of your company for more information. It would know what your options are and is in a better place to advise you. Good luck. ...Read more

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How should I choose a health insurance plan in the marketplace once the affordable care act kicks in?

How should I choose a health insurance plan in the marketplace once the affordable care act kicks in?

Very Difficult. Find: a Dave Ramsey ELP who specializes in insurance. Yet also be aware that insurance, on average, ?es all costs & ?es quality. Why? Because people no longer pay attention to quality for money paid, sellers are rewarded for selling more expensive services which take less of their time (regardless efficacy) & sellers must fight lots of red-tape for ?ing payments & hire more billers (?es their costs). ...Read more

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Does any one take medicare/buckeye community health plan and how much for each visit or will my insurance company cover it all?

Does any one take medicare/buckeye community health plan  and how much for each visit or will my insurance company cover it all?

Medicare and other: insurance coverage needs to be clarified w/each doctor or clinic. Simply call the doc and ask if they accept medicare. You will probably find someone eventually. Peace and good health. ...Read more

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