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Doctor insights on: Do You Need Health Insurance

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How do you get international health insurance?

How do you get international health insurance?

International Insura: There are a number of companies that can provide a short term international health insurance policy. Among the better known companies are: - medex http://www.Medexassist.Com - travelguard http://www.Travelguard.Com - sos http://www.Internationalsos.Com. ...Read more

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Dr. Ankush Bansal
782 doctors shared insights

Insurance (Definition)

Health insurance is a type of coverage that pays for medical expenses. Health insurance can be provided by an employer, the state or federal government, or ...Read more


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Do you need travel health insurance if going to asia?

Do you need travel health insurance if going to asia?

No: There is no requirement for any health insurance to travel anywhere overseas. However, it is a good idea. Some regions will require certain vaccinations before you arrive in a foreign country or to be granted entry back into the U.S. ...Read more

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Why do healthy children need health insurance?

Why do healthy children need  health insurance?

When things go bad: We can't always predict when we'll need medical care - broken bones, cuts, colds, pneumonia, bladder infections. That's what insurance is supposed to be for - to spread risk among a large group of people so that it's affordable for everyone. Most people can't afford the out of pocket costs for serious medical care - insurance helps out with that. The same thing goes for children. ...Read more

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What do you advise if i want better health coverage, desperately dental actually?

What do you advise if i want better health coverage, desperately dental actually?

Better policy: You will need to enroll in a better policy, which will cost more. Please be aware that most dental insurance policies do not cover all expenses. So even with the best policy you might still have out of pocket expense. In addition, many policies have yearly maximums which can be consumed with the restoration of a few teeth. ...Read more

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Why do you need my insurance information?

Why do you need my insurance information?

I don't but: Your doctor does so he/she can bill your insurance. If you don't like providing it your doctor can bill you and you can deal directly with the insurance company ...Read more

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Do I need insurance to use health tap?

Do I need insurance to use health tap?

No: You do not need insurance to use healthtap. We can help anyone on this service. Welcome and feel free to ask questions. ...Read more

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Do I need insurance supplement to medicare? How long did it take you to get insurance?

Do I need insurance supplement to medicare? How long did it take you to get insurance?

Medigap plan: A good idea to get secondary coverage, as medicare only pays 80 % of doctors bills after a deductible per year. Medicare a pays hospital bills and post acute care after a deductible. Medicare b pays office visits, 80 %, after a deductible. Most plans have enrollment periods . Look around to see whcich one suits your needs. ...Read more

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Need doctor advice. Where do you go if you have epilepsy and need dental work?

Need doctor advice. Where do you go if you have epilepsy and need dental work?

Most Dental Offices: Most dental offices will be able to accommodate you with epilepsy, especially if it is well controlled. Call ahead and ask them if they feel equipped to handle that medical complication. ...Read more

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Why do health insurance plans require a medical exam?

Why do health insurance plans require a medical exam?

Insurers are in the: Business of collecting premiums and paying as few claims as possible. Some ask a few questions, deferring an exam, many want not only historical data, an exam, but urine and blood work. If they do not see what they like, you wll not be offered a policy. ...Read more

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How do you do a living will; do you need a lawyer?

How do you do a living will; do you need a lawyer?

Available on line: A lawyer would get it exactly right (probably). You can find models of living wills on the google. Read carefully to see if the model is what you want. What a lawyer can do is tell you about things not written on the model that you might want included. A living will can help others with your end of life care and is a useful document. ...Read more

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What to do if i got denied medicare, I have do not money to pay medical expenses help!?

What to do if i got denied medicare, I have do not money to pay medical expenses help!?

Medicaid/Free clinic: Medicaid is health insurance for the poor. Unfortunately your state voted against expanding the services. So it depends on your income level as to whether or not you qualify. Some cities have free clinics that service the uninsured. Do an internet search for resources. I saw one called the monday clinic-2875 merrell road in dallas, texas. If emergency- go to er. Vote for someone who cares. ...Read more

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What services do you provide?

What services do you provide?

HealthTap services: HealthTap provides users instant access to virtual consultations with doctors (fee-based) and free informational answers to simple questions. Patients asking questions can select the general information forum or the fee-based personal medical care forum. HealthTap's site also has years of brief questions and answers that users can easily access, to find instant answers to their similar concerns. ...Read more

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Do you think obama will give us good health care ?

Do you think obama will give us good health care ?

President Obama: President obama will not be providing this health care himself, but he knows how to engage and inspire those who do the many tasks this nation needs. I am grateful that more people will have health insurance coverage than could have it before. I hope preventive and integrative health care will be included in the plans being made. I believe these can improve people's health and lower costs too. ...Read more

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How much do you have to pay to get IVF done do medicaid pay for as well?

How much do you have to pay to get IVF done do medicaid pay for as well?

Varies and no: The cost of ivf varies from center to center and can change based on a number of factors such as sperm quality. Medicaid does not cover ivf. ...Read more

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Hello, do you guys take emblem health insurance and united health care insurace?

Hello, do you guys take emblem health insurance and united health care insurace?

Yes: We have many patients with these insurances. We are not a participating provider and have chosen to be an out of network provider in order to not compromise the quality of care, provide exceptional customer service, not double or triple book patients, use the best dental materials and technology, and devote ample time with our patients. Please call (631)361-3577 for more detail. Thank you. ...Read more

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Do insurance companies discriminate you if you have a spine surgery?

Do insurance companies discriminate you if you have a spine surgery?

Depends: It varies somewhat and is also controversial. Some companies will have a preexisting clause to avoid coverage of preexisting back problems for a period of time. I have even seen patients who could get insurance only if they would agree to a "cut out" that any future spine problems would not be covered secondary to their previous surgery. Thank you for the question. ...Read more

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How can you know if your health insurance will pay for nose plastic surgery?

How can you know if your health insurance will pay for nose plastic surgery?

Consultation.: Seek consultation with a board certified ENT or plastic surgeon. Health insurance companies may cover the “functional” (breathing) aspects of rhinoplasty surgery; your doctor will submit a letter to the insurance company to seek this “authorization”. These insurance companies however will not cover the aesthetic component, if any, of rhinoplasty surgery. Policies will vary... ...Read more

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How does an emergency department bill you if you have no insurance?

Like any business: Hospitals, like any business have to bill for their services. You will probably receive a bill shortly. Get in contact with their billing department. If you have no insurance, the hospital will work a payment plan with you. ...Read more