Doctor insights on:
Best Health Insurance Plans For Individuals
Carefully: As you know, there are many plans and they are difficult to compare. Talk to your hr person. They can steer you in the right direction based on your age and current health. I would stick with the larger insurers in your area, they usually have the better plans with a larger list of providers in their network. Dr l. ...Read more
Health insurance india: are there any health insurance programs that cover post surgery/ongoing medications?
Interchangeable : Private health insurance is used to distinguish between government run programs and commercial insurance. Group health insurance is generally referring to commercial insurance which sometimes is called private insurance. Commercial insurance can be referred to as group or individual insurance. ...Read more
Not often: This has generally been legislated out of most plans although it was common in the past. Many plans, however, have time limitations so no coverage for many conditions including pregnancy for a period of 4-8 months after signing up to prevent people with no insurance or competing insurance from jumping into a new plan while already having a condition. ...Read more
Contact HR: This is less a medical question as it is an insurance/benefits question. It depends on where you live, and the available carriers, and what treatments are being considered. F you have insurance, you should contact your benefits department. If you are buying for yourself you might just have to call around, or use an agent. ...Read moreSee 1 more doctor answer
Very Unlikly: Health Maintenance Organizations, HMO, were developed to maintain health, prevent diseases and avoid unnecessary testing or treatment. They try achieving this by the use of a primary physician as a gate keeper. In other words, he is knowledgeble and would decide if your complaint is a problem, can he handle it, or what to do first before referring you to a specialist. ...Read more
Depends: Coverage of these services and the extent to which these services are covered are all dependent on the type of plan. Many plans do cover for those type of services. ...Read more
Is there a government-funded health insurance program that retired massachusetts town employees can take advantage of?
Medicare: Medicare is a federal government-funded health insurance program for elderly & disabled. MassHealth is MA's Medicaid, which is run by states for those w/lower incomes. Check out https://www.mahealthconnector.org/ for health insurance options as mandated by Affordable Care Act aka Obamacare. ...Read more
Why would a health insurance company deny coverage to someone because of past fertility treatment?
Are there any free health clinics in ca for those who don't have health insurance and don't qualify for free health care?
Yes there are.: Check this website: http://www.Needymeds.Org/free_clinics.Taf?_function=list;state=ca check this: http://www.Freemedicalsearch.Org/sta/california. ...Read more
Dental benefits: Dental benefits are something negotiated by your company and a insurance company. They decide which procedures will or will not be covered and what percentage of the dentists fee they will cover. Every plan is different. Contact your company representative to discuss all your benefits that you are paying for. ...Read moreSee 2 more doctor answers
There are laws: Which protect all americans with disabilities, although they are difficult to enforce. http://en.m.wikipedia.org/wiki/american%27s_with_disabilities_act. ...Read more
THEY WORK FOR PROFIT: Hmos are for profit businesses, whose main purpose is to make profit for their investors.Examples are united heathcare, oxford health plan, aetna health plan, etc the health of individual is seconadary purpose for them in my opinion they deny care and lot of times against your doctors orders and rest you can see their growth on wall street i call it socialised medicine for profit. ...Read moreSee 1 more doctor answer
SLE and insurance: Check with your states health department. Many states make arrangements to cover people who don't qualify with private insurers, usually through some kind of high risk health ins. Pool. It's expensive but probably not as expensive as a catastrophic illness without any coverage at all. ...Read more
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