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Doctor insights on: Best Health Insurance Plans For Individuals

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Dr. Ankush Bansal
782 doctors shared insights

Insurance (Definition)

Health insurance is a type of coverage that pays for medical expenses. Health insurance can be provided by an employer, the state or federal government, or ...Read more


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My mom is 50 and lost her insurance neiborhood health plan once i turned 18 cause i'm her last child she doesn't work how can she get health insurance?

My mom is 50 and lost her insurance neiborhood health plan once i turned 18 cause i'm her last child she doesn't work how can she get health insurance?

Obamacare: What a timely question! health insurance exchanges or marketplaces are being set up as part of the affordable care act (aka obamacare) which should hit the market on october 1st. Check out https://www.Healthcare.Gov/what-is-the-health-insurance-marketplace/. In the meantime, check out http://alvinblin.Blogspot.Com/p/low-cost-medicaldentalpharmacy-options.Html for low cost or even free medical care. ...Read more

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Best travel insurance for health?

Best travel insurance for health?

Some > none!: Good question! most travel with no travel health insurance assuming perhaps that their domestic plan will cover them (no, or maybe only reimburse some expense), or that their gold credit card will help (pretty limited plan). You want an advocate you can call to pick up the ball and run with it should you be ill or hurt. Repatriation can cost $$! check out internationalsos as option. ...Read more

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What's the best health insurance company?

What's the best health insurance company?

Depends...: Difficult to answer this; without knowing your home location; as there are differences geographically...I know kaiser permanente is huge on the left coast; and the rest of the country has variety from state to state. My final answer would be the plan that includes your favorite physicians! ...Read more

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What are some additional benefits that come with having a health insurance plan?

What are some additional benefits that come with having a  health insurance plan?

Depends on the plan: Insurance plans are somewhat like clothing. Some cover a lot and some cover next to nothing. If the gov wants to help with healthcare they could define by statute, different levels of coverage (low end to high end), standardize the wording & require all insurers to have identical policies for identical levels. Now every policy issued has so much small print, you never know whats covered. ...Read more

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What is the best way for self-employed people to get health insurance?

What is the best way for self-employed people to get health insurance?

Local health Dept.: ACA web site, Local /State govt web site. are the best place to start. City or County health department And Medical Society will be bale to help you too. ...Read more

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What must I ask about a health insurance plan to supplement medicare?

What must I ask about a health insurance plan to supplement medicare?

Medicare: Plans are complicated & depend on your state. Best info. Is at www.Usmedicare.Com. ...Read more

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Which individual health insurance plan cover acupuncture in state of california?

Which individual health insurance plan cover acupuncture in state of california?

Ask insurers: I can't advise a given plan because each insurer offers many different plans that cover different things. You should ask this question to the insurance companies. However, my experience is that a plan that covers acupuncture is likely to be very expensive. It may be cheaper to get a plan that covers major medical expenses and pay for acupuncture out-of-pocket! ...Read more

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Once health care act takes full effect, do I have to change the insurance plan I have now?

Once health care act takes full effect, do I have to change the insurance plan I have now?

Insurance plan: Speak to your human resources department of your company for more information. It would know what your options are and is in a better place to advise you. Good luck. ...Read more

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How should I choose a health insurance plan in the marketplace once the affordable care act kicks in?

How should I choose a health insurance plan in the marketplace once the affordable care act kicks in?

Very Difficult. Find: a Dave Ramsey ELP who specializes in insurance. Yet also be aware that insurance, on average, ?es all costs & ?es quality. Why? Because people no longer pay attention to quality for money paid, sellers are rewarded for selling more expensive services which take less of their time (regardless efficacy) & sellers must fight lots of red-tape for ?ing payments & hire more billers (?es their costs). ...Read more

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Does any one take medicare/buckeye community health plan and how much for each visit or will my insurance company cover it all?

Does any one take medicare/buckeye community health plan  and how much for each visit or will my insurance company cover it all?

Medicare and other: insurance coverage needs to be clarified w/each doctor or clinic. Simply call the doc and ask if they accept medicare. You will probably find someone eventually. Peace and good health. ...Read more

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Best option for health insurance when trying to get pregnant?

Best option for health insurance when trying to get pregnant?

Highly variable: Many insurances will cover evaluation of infertility, even if they don't cover treatment. The best tests to get for an individual will vary depending on your history (and the male-partner's history). Best to check the man quickly. Advancing age is a big factor, so get to a reproductive specialist soon. See: http://www.Socrei.Org/ for a directory of reproductive endocrinologists near you. ...Read more

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My grandpa is coming to US to visit, what is the best way to get him temporary health insurance coverage?

My grandpa is coming to US to visit, what is the best way to get him temporary health insurance coverage?

Travel Insurance: Consider purchasing a Travel Health Insurance plan, which can provide temporary health insurance coverage when traveling internationally. ...Read more

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For people without health insurance. What is your best home remedy for planters fascitis?

For people without health insurance. What is your best home remedy for planters fascitis?

OTC Inserts: Along with stretching exercises, head to a pharmacy/walmart/target and get yourself a pair of otc inserts. Look for a pair that will support your arch. Look on packaging for the word helps plantar fasciitis. If this helps, but doesn't completely get rid of the pain, call around and tell them podiatrist you do not have insurance and you would like a pair of custom inserts. ...Read more

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Whats the best health insurance for fertility treatments?

Whats the best health insurance for fertility treatments?

Contact HR: This is less a medical question as it is an insurance/benefits question. It depends on where you live, and the available carriers, and what treatments are being considered. F you have insurance, you should contact your benefits department. If you are buying for yourself you might just have to call around, or use an agent. ...Read more

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What happens if i can't find a suitable health insurance plan by jan 1 2014? Do I have to pay a fine?

What happens if i can't find a suitable health insurance plan by jan 1 2014? Do I have to pay a fine?

We all work together: Insurance means everybody chips in so that there is a pool of money to pay for each person's illnesses. It works when everyone comes together and pays into the fund, and when only a few people are ill at any one time. There is a fee (to encourage everybody to participate, because we all get sick at one time or another) for not having insurance in 2014. Maximum fee for 2014 is 1% of one's income. ...Read more

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I am 25 and about to fall off my parents insurance. Health conditions are preventing me from working right now. I cant pay for my own plan. Options?

I am 25 and about to fall off my parents insurance. Health conditions are preventing me from working right now. I cant pay for my own plan. Options?

Medicaid: If you are low-income you will likely qualify for Medicaid. Because Medicaid reimburses doctors at a very low rate few doctors participate and those who do generally can only spend a few minutes per visit so they do not lose money, but it is better than nothing. See https://www.healthcare.gov/medicaid-chip/getting-medicaid-chip/ to see if you qualify and how to obtain coverage. ...Read more

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Was just diagnosed with polycistic liver cyst i currently do not have insurance and waiting for.A.Community health plan pain in rght side what to do?

Was just diagnosed with polycistic liver cyst i currently do not have insurance and waiting for.A.Community health plan pain in rght side what to do?

Should be fine: Vast majority of people with liver cysts require no treatment. These typically do not grow and therefore should not impact your health down the road. I would be looking for other causes to explain your pain as these usually are not painful. ...Read more

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