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Doctor insights on: Anthem Health Plans

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What's a high-deductible health plan?

What's a high-deductible health plan?

You pay more first: High deductible means you pay that amount for your care, first, before your insurance starts to kick in and help you pay. There may be some exceptions to this. If you are relatively healthy, this may be a good option. For example, if you increase your deductible $1000, your monthly premium may decrease $100($1200 per year) potentially saving you $200. Discuss options with your agent. Dr l. ...Read more

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What are factors to consider with a high deductible health plan?

You pay more first: High deductible means you pay that amount for your care, first, before your insurance starts to kick in and help you pay. There may be some exceptions to this. If you are relatively healthy, this may be a good option. For example, if you increase your deductible $1000, your monthly premium may decrease $100($1200 per year) potentially saving you $200. Discuss options with your agent. Dr l. ...Read more

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Does medicare health plan work out of the us?

Does medicare health plan work out of the us?

No: Those that are eligible for mc are those that have worked in this country(or are a spouse) and paid into social security for over 11 years. Mc is a us product and not accepted by other countries. Those wit medicare advantage plans, may have coverage out of country, one must look a the coverage offered by the particular plan(like aarp). ...Read more

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Can you tell me is indus health care+ a good health plan ?

Can you tell me is indus health care+ a good health plan ?

Depends.: The best answer will be a health care plan that is taken by healthcare providers close to where you live. Other relevant things to look for are deductible and co-payment. Call local doctors if you don't have one and see if they accept that insurance. ...Read more

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Can you tell me what is the best health care plan for family of four?

Can you tell me what is the best health care plan for family of four?

Best you can afford.: Usually price will vary with benefits. Try to get a family plan with a relatively low deductible. At your age, you're at low risk for major medical condition, which means if you can't afford 'the best'. Go for something that covers for Oh, Oh moments, and cover your medical expenses out of pocket. Make sure your local doctors/ hospitals accept the insurance.. ...Read more

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What are considered well accepted advantages of a mental health care plan?

Insurance likes it: Some policies expect to see a treatment plan if they are going to pay for your treatment. Moreover the treatment plan gets everyone involved in your therapy (including you!) in establishing specific goals and timeframes. ...Read more

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Can a group health plan deny me coverage based on my current health status?

Can a group health plan deny me coverage based on my current health status?

Sure!: They can do anything they want. They want to make money, not help people, really. If you are too sick, you won't do that. However, if they don't cover some illness, like mental illness, but would cover others, then there may be a question of failure to provide "health care parity", which is supposedly illegal. Talk to your agent and find out why. Check with the state department of insurance. ...Read more

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Global health organisation warn families to prepare emergency family plan with medicine and supplies.?

Global health organisation warn families to prepare emergency family plan with medicine and supplies.?

Six basic supplies: 1 water mke sure you have water for basic needs for 3 days 2 food non perishable for st least 3 days 3 first aid and supplies 4 clothing and beddings appropriate 5 tools and special items like flash lights and fresh batteries 6 battery powered communication devices and dont forget copies of important documents like drivers licence, passports., list of phone numbers prescription medicines. ...Read more

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Global health organisation warns families to prepare emergency family plan: what medicine and supplies.?

Global health organisation warns families to prepare emergency family plan:  what medicine and supplies.?

Six basic supplies: 1 water mke sure you have water for basic needs for 3 days 2 food non perishable for st least 3 days 3 first aid and supplies 4 clothing and beddings appropriate 5 tools and special items like flash lights and fresh batteries 6 battery powered communication devices and dont forget copies of important documents like drivers licence, passports. Prescription medicines and over the counter meds. ...Read more

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How would one choose a health plan?

Carefully: As you know, there are many plans and they are difficult to compare. Talk to an insurance agent in your area that handles a varietyof plans. They can steer you in the right direction based on your age and current health. I would stick with the larger insurers in your area, they usually have the better plans with a larger list of providers in their network. Dr l. ...Read more

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What factors must I consider when choosing group health plan?

First they lie: Aetna went to the Supreme Court and got a ruling saying that like buying manure, if you don't like the smell you can't sue, but only go to another pile of it. They are allowed to say they cover one thing and actually do another. With Obamacare there are minimum standards required but they do not have to make things easy nor cover specific doctors or procedures or medications. Check with PEOPLE. ...Read more

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How is obamas health care plan going to affect doctors?

How is obamas health care plan going to affect doctors?

Many ways: It is an economic certainty that this plan will lead to rationing of health care. Therefore, physicians will likely treat patients with more advanced disease. More importantly, a survey by the dpma, a non-partisan association of doctors and patients showed that 83% of doctors have considered leaving medicine because of obamacare. ...Read more

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Can you lose your health care plan because of obama care?

Mostly no: Some very low end plans, previously covered by employers, might end as a cheaper alternative is available under the Accountable Care Act. No one will lose coverage but alternatives might be presented. ...Read more

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Can girls 17 and younger take the Plan B one step pill? Will it cause health problems?

Can girls 17 and younger take the Plan B one step pill? Will it cause health problems?

Yes, and no: Yes, young women (younger than 17) can take Plan B and yes it's definitely safe. Plan b is progesterone, a hormone that your ovaries have been making all along. The age of 17 was more of a political cut off originally for the fda, than a physiological one, but definitely safe for women younger than 17. And no, will not harm you at all. May change your cycle around when you take it, but no harm. ...Read more

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I plan to start juicing fruits and vegetables. Do you think that there is a significant health benefit?

I plan to start juicing fruits and vegetables. Do you think that there is a significant health benefit?

Fruits and veggies: Yes, there are excellent benefits to f&v's including cardiovascular disease reduction, cancer reduction and a weight managment. Good for you! much better than a vitamin. ...Read more

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Does a high deductible health plan & health savings account (hsa) make sense if we are going to have a baby?

Does a high deductible health plan & health savings account (hsa) make sense if we are going to have a baby?

Depends: Hsa & high deductible plans make sense if your philosophy & situation allows you to plan ahead for predicted costs & use insurance for unexpected events.Having a baby means a big outlay the first 2 yrs for vaccines & checkups all of which assure baby is on the right track. If you use a ppo /hmo or other form you will pay those costs in increased premiums but not out of pocket at the visit. ...Read more

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Doctors, what are your health-related new year's resolutions and how do you plan on achieving your resolution(s)?

Doctors, what are your health-related new year's resolutions and how do you plan on achieving your resolution(s)?

Weight loss: How many people in their 80's and beyond are fat? Not many. Keeping trim is the first and most important thing you can do for your health! ...Read more