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Doctor insights on: Anthem Health Plans

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What's a high-deductible health plan?

What's a high-deductible health plan?

You pay more first: High deductible means you pay that amount for your care, first, before your insurance starts to kick in and help you pay. There may be some exceptions to this. If you are relatively healthy, this may be a good option. For example, if you increase your deductible $1000, your monthly premium may decrease $100($1200 per year) potentially saving you $200. Discuss options with your agent. Dr l. ...Read more

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What are factors to consider with a high deductible health plan?

You pay more first: High deductible means you pay that amount for your care, first, before your insurance starts to kick in and help you pay. There may be some exceptions to this. If you are relatively healthy, this may be a good option. For example, if you increase your deductible $1000, your monthly premium may decrease $100($1200 per year) potentially saving you $200. Discuss options with your agent. Dr l. ...Read more

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Does medicare health plan work out of the us?

Does medicare health plan work out of the us?

No: Those that are eligible for mc are those that have worked in this country(or are a spouse) and paid into social security for over 11 years. Mc is a us product and not accepted by other countries. Those wit medicare advantage plans, may have coverage out of country, one must look a the coverage offered by the particular plan(like aarp). ...Read more

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Can you tell me is indus health care+ a good health plan ?

Can you tell me is indus health care+ a good health plan ?

Depends.: The best answer will be a health care plan that is taken by healthcare providers close to where you live. Other relevant things to look for are deductible and co-payment. Call local doctors if you don't have one and see if they accept that insurance. ...Read more

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Can you tell me what is the best health care plan for family of four?

Can you tell me what is the best health care plan for family of four?

Best you can afford.: Usually price will vary with benefits. Try to get a family plan with a relatively low deductible. At your age, you're at low risk for major medical condition, which means if you can't afford 'the best'. Go for something that covers for Oh, Oh moments, and cover your medical expenses out of pocket. Make sure your local doctors/ hospitals accept the insurance.. ...Read more

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What are considered well accepted advantages of a mental health care plan?

Insurance likes it: Some policies expect to see a treatment plan if they are going to pay for your treatment. Moreover the treatment plan gets everyone involved in your therapy (including you!) in establishing specific goals and timeframes. ...Read more

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Can a group health plan deny me coverage based on my current health status?

Can a group health plan deny me coverage based on my current health status?

Sure!: They can do anything they want. They want to make money, not help people, really. If you are too sick, you won't do that. However, if they don't cover some illness, like mental illness, but would cover others, then there may be a question of failure to provide "health care parity", which is supposedly illegal. Talk to your agent and find out why. Check with the state department of insurance. ...Read more

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Global health organisation warn families to prepare emergency family plan with medicine and supplies.?

Global health organisation warn families to prepare emergency family plan with medicine and supplies.?

Six basic supplies: 1 water mke sure you have water for basic needs for 3 days 2 food non perishable for st least 3 days 3 first aid and supplies 4 clothing and beddings appropriate 5 tools and special items like flash lights and fresh batteries 6 battery powered communication devices and dont forget copies of important documents like drivers licence, passports., list of phone numbers prescription medicines. ...Read more

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Global health organisation warns families to prepare emergency family plan: what medicine and supplies.?

Global health organisation warns families to prepare emergency family plan:  what medicine and supplies.?

Six basic supplies: 1 water mke sure you have water for basic needs for 3 days 2 food non perishable for st least 3 days 3 first aid and supplies 4 clothing and beddings appropriate 5 tools and special items like flash lights and fresh batteries 6 battery powered communication devices and dont forget copies of important documents like drivers licence, passports. Prescription medicines and over the counter meds. ...Read more