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Doctor insights on: Affordable Medical Insurance Plans

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How should I choose a health insurance plan in the marketplace once the affordable care act kicks in?

How should I choose a health insurance plan in the marketplace once the affordable care act kicks in?

Very Difficult. Find: a Dave Ramsey ELP who specializes in insurance. Yet also be aware that insurance, on average, ?es all costs & ?es quality. Why? Because people no longer pay attention to quality for money paid, sellers are rewarded for selling more expensive services which take less of their time (regardless efficacy) & sellers must fight lots of red-tape for ?ing payments & hire more billers (?es their costs). ...Read more

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Dr. Ankush Bansal
782 doctors shared insights

Insurance (Definition)

Health insurance is a type of coverage that pays for medical expenses. Health insurance can be provided by an employer, the state or federal government, or ...Read more


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I don't have insurance, will a dr see me that's not in the er? Some form of a payment plan maybe?

I don't have insurance, will a dr see me that's not in the er? Some form of a payment plan maybe?

Yes: You have to pay but there will be doctors that will work with you on that. You need to make phone calls and ask around. ...Read more

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How does osteopathic medicine fit into insurance plan? How does such practitioner treat patients?

Just like regular MD: Osteopaths are covered by almost all medical insurance plans. They participate in all specialties in medicine. Historically, there was a bigger difference than there is today. ...Read more

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Who is my periodontist's periodontist? Maybe a match to insurance plan! how to ask the #? (asking friends, etc., goes nowhere).

Who is my periodontist's periodontist? Maybe a match to insurance plan! how to ask the #? (asking friends, etc.,  goes nowhere).

Ask: You might ask other specialists in your area. For example an oral surgeon or endodontist may know a good periodontist. Or make a few phone calls of different dental offices and ask them. If you make enough calls you should keep hearing the same name again and again... That will probably be a good choice. ...Read more

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My mom is 50 and lost her insurance neiborhood health plan once i turned 18 cause i'm her last child she doesn't work how can she get health insurance?

My mom is 50 and lost her insurance neiborhood health plan once i turned 18 cause i'm her last child she doesn't work how can she get health insurance?

Obamacare: What a timely question! health insurance exchanges or marketplaces are being set up as part of the affordable care act (aka obamacare) which should hit the market on october 1st. Check out https://www.Healthcare.Gov/what-is-the-health-insurance-marketplace/. In the meantime, check out http://alvinblin.Blogspot.Com/p/low-cost-medicaldentalpharmacy-options.Html for low cost or even free medical care. ...Read more

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What's the best way to get the best price for a movie star smile? Insurance, military discount? Ukraine? Would a dentist do a ten interest free payment plan for social security?

What's the best way to get the best price for a movie star smile? Insurance, military discount? Ukraine? Would a dentist do a ten interest free payment plan for social security?

So : So many questions like this are asked in the avvo forum, so i will try to explain a few things for you to consider before you begin treatment. My response is not directed at you personally, but in general for everyone who asks questions like this. The cheapest price is not always the best treatment. At the same time, neither is the most expensive fee the best treatment. You are contemplating an extensive professional service, you are not shopping for a gallon of gas or looking for the cheapest diapers at costco. This is a service to be performed by a licensed professional who has spent a minimum of eight years learning how to do what you ask. After that, dentists usually build an office and spend countless hours building a practice, establishing ourselves as trusted professionals, and take countless hours of continuing education, again, to be able to do what you ask. The expertise to even begin to treatment plan a case like yours commands a fee which is commensurate to the skills the dentist has honed over countless years of experience. Dentists in your area cannot compete with practices in the ukraine. Our fees are different because our regulations and expenses and costs are different. That is not to say you cannot go overseas, if that is what you think is best for you. I am sure there are wonderful practitioners there who can help you. But what if you do have a problem with your treatment 6 months or a year down the road? Are you traveling back and forth the the ukraine for treatment? Probably not. It is your local dentist who will tell you what your problem is and that your work needs to be redone. So now you are paying for it twice. What was saved? If you had it done here in the first place, and there was a problem afterwards, there are safeguards to protect you via the local and state dental societies. I do not think you will find the same safeguards overseas. Fees vary from office to office, as do financial policies. I cannot help you with those, you will have to work that out with the dentist who will be treating you. What you might try doing, and what i suggest, is to get recommendations from friends for at least two if not three trusted dentists in your area. Go for a consultation, allow them to examine you, and ask for a treatment plan, with fees. You are getting two or three opinions, and you are "interviewing" each dentist and their office. See which one makes you feel most comfortable and instills the most trust. You might be pleasantly surprised that the fee is not only less than you thought, but not the most expensive out of the three. Hope this info helps, and best of luck achieveing the smile of your dreams. ...Read more

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