Top
20
Doctor insights on: Affordable Medical Insurance Plans

Share
1

1
Does medicaid pay for family planning services?

Does medicaid pay for family planning services?

Medicaid: Medicaid will pay for birth contro pills , iuds, implanon, shots, and when you are ready, sterilization for women. ...Read more

Dr. Ankush Bansal
782 doctors shared insights

Insurance (Definition)

Health insurance is a type of coverage that pays for medical expenses. Health insurance can be provided by an employer, the state or federal government, or ...Read more


2

2
Do health insurers often exclude maternity care from insurance plans?

Do health insurers often exclude maternity care from insurance plans?

Not often: This has generally been legislated out of most plans although it was common in the past. Many plans, however, have time limitations so no coverage for many conditions including pregnancy for a period of 4-8 months after signing up to prevent people with no insurance or competing insurance from jumping into a new plan while already having a condition. ...Read more

3

3
Do you accept united healthcare medicaid insurance?

Do you accept united healthcare medicaid insurance?

Don't know: please contact support at healthtap.com , i am jus the doctor answering questions/giving medicine. ...Read more

4

4
Will insurance or government programs cover long-term care?

Will insurance or government programs cover long-term care?

See below: State sponsored medicaid will cover the long term care if you apply with specific qualification. Medicare will not covered unless if you are on medicare part a subacute rehabilitation. Private insurance and long term care insurance are covered. Please ask admission coordinator to assist your financial needs. ...Read more

5

5
Are non-employer sponsored plans outrageously expensive?

Are non-employer sponsored plans outrageously expensive?

Varies: As you know, there are many plans and they are difficult to compare. Talk to your hr person or an insurance agent in our area that handles a variety of insurers. They can steer you in the right direction based on your age and current health. I would stick with the larger insurers in your area, they usually have the better plans with a larger list of providers in their network. Dr l. ...Read more

6

6
Will insurance companies cap coverage?

Will insurance companies cap coverage?

If they can: Insurance companies are not your (or my) friend. They will do everything to delay or prevent payment. Most have internal "caps" on various treatments and lifetime caps on total payout. If yours denies coverage for this reason, first read your policy, consult your advisor (which could be someone in the hr department of your company) and finally argue with the insurance company. Good luck. ...Read more

7

7
Are emergency room visits always covered under health insurance plans?

Are emergency room visits always covered under health insurance plans?

Not always.: There are many different insurance plans out there with different charges and copays for er visits. How much you will have to pay all depends on your own plan. Sometimes the easiest way to find out is to directly call and ask your insurance provider. ...Read more

8

8
Medical insurance : how to cover cost of ER visits but don't have medical insurance?

Medical insurance : how to cover cost of ER visits but don't have medical insurance?

Must have insurance: E.R. Care and hospital care is so expensive in the U.S. That only the wealthy can afford it without insurance. Many people go bankrupt or nearly bankrupt if they have a significant illness with a prolonged (>2 weeks) hospital stay, because the hundreds of thousands of dollars is paid by themselves. When the money runs out, patients can get medicaid-type (medical in california) health "insurance". ...Read more

9

9
Will health insurance cover cardiac rehabilitation costs?

Will health insurance cover cardiac rehabilitation costs?

Yes: Cardiac rehab is covered by the majority of insurances after a heart attack, angioplasty and stent or coronary bypass surgery or heart valve replacement. The standard program is 36 sessions over 3 months. ...Read more

See 1 more doctor answer
10

10
Are there cheap major medical non-employer sponsored group plans available?

Are there cheap major medical non-employer sponsored group plans available?

Probably, be careful: As you know, there are many plans and they are difficult to compare. Talk to your hr person or an insurance agent in our area that handles a variety of insurers. They can steer you in the right direction based on your age and current health. I would stick with the larger insurers in your area, they usually have the better plans with a larger list of providers in their network. Dr l. ...Read more

11

11
Does any state require insurance companies to pay for fertility treatments?

Does any state require insurance companies to pay for fertility treatments?

Yes: It is mandated in 11 states nationally including mass, new jersey, rhode island, illinois to name a few. Most don't require it and is only based on your company's insurance plan. ...Read more

12

12
How does private health insurance differ from group insurance plans?

How does private health insurance differ from group insurance plans?

Interchangeable : Private health insurance is used to distinguish between government run programs and commercial insurance. Group health insurance is generally referring to commercial insurance which sometimes is called private insurance. Commercial insurance can be referred to as group or individual insurance. ...Read more

13

13
How do medicare health plans work?

How do medicare health plans work?

Medicare: Plans are complicated & depend on your state. Best info. Is at www.Usmedicare.Com. ...Read more

14

14
Why do health insurance plans require a medical exam?

Insurers are in the: Business of collecting premiums and paying as few claims as possible. Some ask a few questions, deferring an exam, many want not only historical data, an exam, but urine and blood work. If they do not see what they like, you wll not be offered a policy. ...Read more

See 1 more doctor answer
15

15
Is obama care good health insurance?

Is obama care good health insurance?

Apples/Oranges: Obama care (affordable care act) is a legislative initiative to make private insurance available to more people. If you go to healthcare.Gov you will find several specific plans to choose between, some of which may be appropriate for you depending on needs and cost. You could think of it as obama care giving you more insurance options but whether or not they are 'good' depends on your situation. ...Read more

16

16
Does medical insurance cover podiatry?

Does medical insurance cover podiatry?

Yes: In the majority of cases, most podiatry services are covered. Keep in mind that certain individual services may not be covered, even though others provided by a podiatrist might normally be paid for by your insurance plan. ...Read more

See 9 more doctor answers
17

17
Does insurance generally cover mental health programs?

Does insurance generally cover mental health programs?

MH and insurance: I believe all health insurance plans have to cover mental health services. To be sure, call your insurer and ask them directly. Also, ask them if there are out of network benefits- or are you only covered for in network providers. ...Read more

19

19
Does insurance usually cover mental health services?

Does insurance usually cover mental health services?

Insurance: Insurance programs usually tend to have built in mental health benefits. And if they do not, the person should immediately look into finding better insurance! ...Read more

See 1 more doctor answer
Dr. Paul Grin Dr. Grin
3 doctors agreed:
20

20
Will health insurance cover dentures?

Dr. Paul Grin Dr. Grin
3 doctors agreed:

Dental Health Only: Some dental insurance plans cover dentures at the benefit level they allow for major services. To verify benefits call your insurance company or visit the company's website. ...Read more

See 2 more doctor answers